Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2604 Cedar Island Rd, Cedar Island, NC 28520

House Description

One of a kind! 2.6 acres with 200' of waterfront. Land is cleared for optimal views! Home was built in 1965 and offers 3 BR's and 1 full bath. There is a large (9.5'x25.5') covered porch and rear deck (19.5x12'). There is also an enclosed porch on the rear of the house as well. Perfect for a sunroom. The attached single carport door opens into the laundry room just off of the kitchen. The water softener conveys. The current owners had new 26 gauge metal roof installed in Jan. 2020. The Trane HAVC unit is 8 years old. Beautiful hardwood floors are in the open living/dining room, hall and 2 bedrooms. In the rear of the house there is a storage barn that the owner has added onto, and converted part, to made a studio. It has a large rear deck (12x28) with an great view of the water! It is wired with a 200 amp service. It has a full bath and kitchen area. It has a window heat & A/C unit. There are also 2 (12'x12') storage buildings side by side. There is a water softener, and the house and studio are wired for a generator. Just minutes to the state ferry to Ocracoke, or to a public boat ramp or beach. There are two fish houses on Cedar Island as well a well stocked convenient store with gas pumps. A must see. Appointments are required.

Highlights

Listed by Penny E Smith , 252-241-6985 Realty World First Coast Rlty , 252-247-0077. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

2.6

Year Built

1965

County

Carteret

Neighborhood

Not In Subdivision

Listing ID

100552124

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,525

Taxes

$312

Home Price

$489,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$97,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,524.56

Principal

Taxes