Some Lake Norman properties offer waterfront. Others offer acreage. Few offer both while providing the infrastructure and flexibility to begin enjoying the property immediately. Encompassing approximately 12.77 private acres across two adjoining parcels, this exceptional offering presents a rare opportunity to create a custom waterfront estate without starting from scratch. Positioned behind a gated entrance at the end of Whispering Winds Drive, the property combines approximately 9.26 acres of improved land with an adjoining 3.51-acre waterfront homesite, creating one of the most unique estate opportunities available on Lake Norman. Gently rolling, predominantly wooded terrain, established trails, a year-round creek, abundant wildlife, and approximately 213 feet of riprapped Lake Norman shoreline that transitions into a continuously flowing creek forming part of the property's boundary, with long water views and immediate access to the main channel, create an exceptional setting for a legacy property. An adjoining subdivision common area provides an additional natural buffer, enhancing the property's privacy and preserving the natural surroundings. The waterfront parcel has already been thoughtfully prepared for its next chapter with a cleared homesite and an active, transferable four-bedroom septic improvement permit, providing an outstanding starting point for a future custom primary waterfront residence. Whether your vision is a private estate, weekend retreat, or multigenerational property, the setting offers the space, privacy, and flexibility to bring it to life. Unlike traditional vacant land offerings, this estate includes substantial existing improvements on the adjoining parcel that dramatically reduce the time between closing and enjoying the property. Completed in 2023, the newly constructed accessory residence provides approximately 700 square feet of heated living space with one bedroom, one full bath, and an open-concept kitchen, dining, and living area. The residence is served by its own private well and septic system, allowing comfortable accommodations while the future primary residence is designed and constructed. An approximately 1,800-square-foot insulated garage and workshop further distinguishes the property, featuring approximately 14-foot ceilings, two 12-foot overhead doors, polyurea epoxy flooring, Galvalume interior wall and ceiling finishes, custom cabinetry, utility sink, ice maker, propane ceiling heater, air compressor plumbing, overhead storage, and exceptional workspace. Additional improvements include covered lean-to storage, a storage building, concrete wash pad, and a 500-gallon propane tank. A private dock and boat lift (currently without electrical service) provide immediate access to Lake Norman, allowing buyers to enjoy the waterfront from the day they take ownership. With no HOA, no CCRs, exceptional privacy, existing improvements, and one of the rarest combinations of acreage and waterfront remaining on Lake Norman, this is far more than a vacant homesite, it is an opportunity to immediately enjoy an extraordinary property while creating a custom waterfront estate designed for generations to come.