Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

406 Old Forest Dr, Castle Hayne, NC 28429

House Description

HOME IS CURRENTLY UNDER CONSTRUCTION. Located in Old Forest, the newest and final phase of River Bluffs, this beautiful custom home is another exquisite example of formal beauty melded with casual comfort by Richard Wallace Builder, INC. The home offers three bedrooms, a flex/fourth bedroom, three full and two half bathrooms and a covered/screened lanai complete with fireplace, built-in natural gas ceiling heaters and an outdoor kitchen. Step in from the front porch and a formal foyer invites you to a grand living area with ample natural light. The kitchen is highlighted with a large island, walk-in ''working'' pantry with sink and counter space for appliances and is completely open to the dining area and family room. The single level layout offers a walk-through primary suite with direct and easy access to the laundry room for you and guests. A garage offers an additional bay for a golf cart as well as a full staircase to the attic storage for easy and safe access. River Bluffs is a gated, waterfront community offering a marina, boat ramp, pools, fitness centers, a half mile riverwalk, community farm and much more. New price reflects addition of half bath and dormer upstairs.

Highlights

Listed by John D Lennon , 910-623-5015 River Bluffs Realty, LLC , 910-623-5015. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

3540 Annually

Year Built

2026

County

New Hanover

Neighborhood

River Bluffs

School District

New Hanover

Listing ID

100559739

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:2

Air Cond:Central Air,Ceiling Fan(s)2

Fireplaces:Gas Log

Other:Walk-in Closet(s),Entrance Foyer,Mud Room,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$6,828

Taxes

$845

HOA

$3,540

Home Price

$1,325,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$265,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,828.00

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,828.00	$844.69	$3,540.00	$11,212.69
Yearly	$81,935.97	$10,136.25	$42,480.00	$134,552.22
Total	$2,458,079.20	$304,087.50	$1,274,400.00	$4,036,566.70