Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1037 Pine Ridge Ct, Castle Hayne, NC 28429

House Description

BRAND NEW & MOVE-IN READY WITH A FENCED BACK YARD INCLUDED! The St. Augustine'' built by local builder Stevens Fine Homes offers 3 bedrooms, 2.5 baths, open floor plan perfect for entertaining, finished 1-car garage, a rear covered porch and designer-curated finishes throughout! The lovely kitchen features soft-close cabinetry in a timeless white finish, gorgeous ''Salinas White'' granite countertops, a tile backsplash, a lighted pantry, stainless steel appliances, a breakfast bar & more. The adjacent dining area lends access to the peaceful rear covered porch with ceiling fan. The inviting great room provides a wonderful gathering space. A convenient powder bath completes the first floor. Upstairs, the primary suite has an attached bath and walk-in closet. Two secondary bedrooms, a well-appointed full bath, and a laundry closet complete the home. Thoughtfully curated by our in-house designer, this home boasts lovely features like luxury vinyl plank flooring throughout the first floor, 9' ceilings on the first floor, quartz counters in full baths, soft-close cabinetry in kitchen & baths, brushed nickel lighting and plumbing fixtures, exterior coach & flood lights, gutters, sod in the front, rear and side yards and more!

Highlights

Listed by Stevens Fine Homes Team , 910-431-0085 and Jenna Parker , 910-431-0085 Coldwell Banker Sea Coast Advantage , 910-799-3435. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

Annually

Year Built

2026

County

New Hanover

Neighborhood

Pine Ridge

School District

New Hanover

Listing ID

100561035

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Disposal, Dishwasher, ENERGY STAR Qualified Appliances, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Vinyl

Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Dead End,Fencing: Privacy,Fencing: Back Yard,Fencing: Wood,Outside City Limits

Lot Dimensions:47x111.5x48.98x28.23x104.75

Garage Capacity:2

Zoning:R-10

Roof:Architectural Shingle

Others:Irrigation System,DP50 Windows

Parking Features:Garage Faces Front,Attached,Concrete,Garage Door Opener,Paved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$1,848

Taxes

$229

HOA

Home Price

$358,600

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,720

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,847.94

Principal

Taxes