Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

695 Layton Store Rd, Castalia, NC 27816

House Description

Price Improvement! Quiet country setting with adjacent 1.2 acre lot INCLUDED. Lots of peace and quiet totaling 2.67 acres. Space for gardens, chickens, goats, bees, and even horses with no restrictions OR sell lot down the road to recoup some of your investment. Convenient to Nashville, Wilson, and Rocky Mount or back to Raleigh and points west. Works especially well if two adults are driving two different directions for work every day. 3 BR house has new roof, hvac, water heater, well pump, and appliances with septic just pumped - three season porch/sunroom on back for multifunction uses and enjoyment measures 7 X 15. Set up the grill on the concrete pad and spend some quality time together. Definitely worth a hard look and sure to be put on your short list.

Highlights

Listed by Jodi Ray , 919-339-7082 Ray Realty Services LLC , 919-339-7082. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

2.67

Year Built

1971

County

Franklin

Neighborhood

Not in a Subdivision

Listing ID

10176885

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:1
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Free-Standing Electric Oven, Range Hood, Refrigerator

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump

Fireplaces:

Floor:Hardwood,Laminate

Above Ground Sq Ft:1278

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Eat-in Kitchen

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,438

Taxes

$68

Home Price

$279,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$55,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,437.74

Principal

Taxes