Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

120 Painted Turtle Ln, Cary, NC 27519

House Description

UPDATED PRICE IMPROVEMENT : Welcome to this exceptional five-bedroom, four-and-a-half-bath single-family residence nestled in The Peninsula at Amberly, Cary. This home offers abundant space across its thoughtfully designed layout, providing room for multiple living areas and guest accommodations. The property sits on a private lot backing up to neighborhood HOA owned property, offering generous outdoor space to enjoy. With two garage stalls and a well-appointed floor plan, this residence accommodates modern living with practicality and comfort in mind. Discover the lifestyle opportunity this home presents in The Peninsula at Amberly community.

Highlights

Listed by Allen C Smith , 336-829-4879 LEGACY Realty NC , 336-829-4879. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.26

HOA Fee

360 Quarterly

Year Built

2007

County

Chatham

Neighborhood

The Peninsula at Amberly

Listing ID

10178831

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Cooktop, Dishwasher, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Oven, Range Hood, Self Cleaning Oven, Stainless Steel Appliance(s)

Air Cond:Central Air,Zoned

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Above Ground Sq Ft:4158

Below Ground Sq Ft:0

Other:Bar,Beamed Ceilings,Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Crown Molding,Double Vanity,Dry Bar,High Ceilings,High Speed Internet,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Separate Shower,Shower Only,Smooth Ceilings,Soaking Tub,Stone Counters,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room,Office

Other:Public

Exterior Features

Lot:Back Yard,Landscaped,Open Lot,Private,Secluded

Zoning:Pddmajor

Roof:Fiberglass,Shingle

Others:Balcony,Fenced Yard,Private Yard,Rain Gutters,Smart Lock(s),Covered,Enclosed,Front Porch,Patio,Porch

Sewer:Public Sewer

Parking Features:Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front

Payment Calculator

Payment Breakdown

Principal Interest

$4,890

Taxes

$696

HOA

$360

Home Price

$949,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$189,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,890.39

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,890.39	$696.50	$360.00	$5,946.89
Yearly	$58,684.71	$8,357.98	$4,320.00	$71,362.69
Total	$1,760,541.25	$250,739.40	$129,600.00	$2,140,880.65