Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

432 Windy Peak Loop, Cary, NC 27519

House Description

Welcome to this beautifully maintained, north-facing 4-bedroom, 2.5-bath home with a 2-car garage, ideally situated on a quiet cul-de-sac in one of West Cary's most sought-after communities. Move-in ready and thoughtfully updated, this home features a new roof (September 2022), fresh interior paint, and a bright, open-concept floor plan filled with abundant natural light. The spacious kitchen is designed for everyday living and entertaining, offering stainless steel appliances, a gas range, brand-new dishwasher, refrigerator, washer, and dryer. Upstairs, a versatile loft provides the perfect space for a home office, media room, or play area, while the generous primary suite and three additional bedrooms offer exceptional comfort and flexibility for family, guests, or multi-generational living. Enjoy a truly low-maintenance lifestyle with HOA services that include lawn mowing, fertilization, weed control, and shrub maintenance, giving you more time to enjoy the outstanding community amenities, including a swimming pool, clubhouse, playground, and scenic sidewalks. Located within the top-rated Wake County School District, this home is just minutes from Research Triangle Park (RTP) and major employers such as Cisco, Fidelity, NetApp, IBM, Apple, and Epic Games. Everyday conveniences are close by, including Parkside Commons, Alston Town Shopping Centers, Target, Whole Foods, restaurants, parks, and entertainment. With quick access to I-540, I-40, and NC-55, plus walking distance to UNC Wellness Center and Life Time Fitness, this exceptional home combines an unbeatable location, modern updates, and outstanding value—making it a perfect place to call home.

Highlights

Listed by Raj Yarlagadda , 919-389-9955 Parkside Realty Inc. , 919-275-2292. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.1

HOA Fee

270 Quarterly

Year Built

2010

County

Wake

Neighborhood

Stonewater

Listing ID

10178051

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Free-Standing Gas Range, Free-Standing Range, Free-Standing Refrigerator, Gas Range, Ice Maker, Microwave, Oven, Range, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Washer, Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Central Air,Zoned

Fireplaces:Living Room

Floor:Carpet,Vinyl,Wood

Above Ground Sq Ft:2112

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Chandelier,Crown Molding,Dining L,Double Vanity,Granite Counters,High Speed Internet,Open Floorplan,Pantry,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,829

Taxes

$396

HOA

$270

Home Price

$549,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$109,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,829.11

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,829.11	$396.46	$270.00	$3,495.57
Yearly	$33,949.32	$4,757.52	$3,240.00	$41,946.84
Total	$1,018,479.61	$142,725.60	$97,200.00	$1,258,405.21