Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

103 Rose Valley Woods Dr, Cary, NC 27513

House Description

Beautifully updated and move-in ready, this spacious custom built Cary home offers the perfect blend of updates, flexibility, and convenience. Fresh paint, new carpet, refinished hardwoods, and updated kitchen and baths mean you can move right in and start enjoying it. The kitchen features a center island with bar seating, breakfast area, and easy flow into the family room and deck. A formal dining room and separate living room offer great options for entertaining, a home office, or playroom. Upstairs, the large primary suite includes two walk-in closets, plus three additional bedrooms. The finished third floor with built-in shelving is ideal for a playroom, teen retreat, office, or hobby space. Set on a rare .38-acre lot with a fully fenced backyard, there's plenty of room for pets, play, gardening, and outdoor living. Convenient to Downtown Cary, major highways, and RDU Airport.

Highlights

Listed by Ellie Mayes , 919-656-2931 and Chris Mayes , 919-434-9542 Up Market Realty , 919-656-2931. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.38

HOA Fee

105 Semi-Annually

Year Built

1995

County

Wake

Neighborhood

Silver Oaks at Silverton

Listing ID

10174586

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Electric Range, Built-In Range, Dishwasher, Disposal, Dryer, Electric Range, Free-Standing Refrigerator, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer

Air Cond:Central Air,Electric

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Above Ground Sq Ft:2673

Below Ground Sq Ft:0

Other:Breakfast Bar,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Stone Counters,Walk-In Closet(s),Walk-In Shower,Bonus Room,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,478

Taxes

$404

HOA

$105

Home Price

$675,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$135,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,478.41

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,478.41	$404.45	$105.00	$3,987.86
Yearly	$41,740.97	$4,853.41	$1,260.00	$47,854.38
Total	$1,252,229.03	$145,602.30	$37,800.00	$1,435,631.33