Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

304 Vinca Cir, Cary, NC 27513

House Description

Completely updated townhome with full walk in basement in prime Cary location. Hardwood floors throughout home. Fresh paint. Plantation shutters throughout. New HVAC 2026. New light and plumbing fixtures. Spacious 2 story family room features wood burning fireplace. Separate dining room. Kitchen offers granite countertops, subway tile backsplash and newer white appliance package. All appliances convey! 1st floor guest suite includes updated walk in shower & walk in closet. Primary suite has soaring cathedral ceiling, walk in closet, dual vanities, soaking tub and updated frameless glass surround shower. Expansive back deck w/ storage closet offers beautiful wooded views. Steps to the community pool.

Highlights

Listed by David Wilson , 919-844-1152 and Shelley Allen , 919-736-6393 Carolina's Choice Real Estate , 919-788-9525. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

338 Monthly

Year Built

1998

County

Wake

Neighborhood

Park Place Townhomes

Listing ID

10179584

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

Air Cond:Central Air

Fireplaces:Family Room,Wood Burning

Floor:Hardwood,Tile

Above Ground Sq Ft:1481

Below Ground Sq Ft:0

Basement:Crawl Space

Other:Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Entrance Foyer,High Ceilings,In-Law Floorplan,Master Downstairs,Separate Shower,Shower Only,Smooth Ceilings,Soaking Tub,Vaulted Ceiling(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,804

Taxes

$256

HOA

$338

Home Price

$350,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$70,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,803.62

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,803.62	$256.40	$338.00	$2,398.02
Yearly	$21,643.46	$3,076.77	$4,056.00	$28,776.23
Total	$649,303.94	$92,303.10	$121,680.00	$863,287.04