Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1309 Montvale Ridge Dr, Cary, NC 27519

House Description

New Construction in West Cary! Private in ground Pool Spa/Hot Tub! Back Yard oasis on nearly 1/2 acre backing to wooded buffer & American Tobacco Trail. Luxury Home built by Upright Builders, one of last opportunities in popular Montvale. This home has it all! Main floor living, open floor plan flooded with light due to abundance of windows. Conveniently located pool bath has outdoor access and retractable screen back porch with fireplace. Chefs' kitchen, large island, quartzite counter tops, scullery/prep kitchen both are beautifully appointed with state-of-the-art appliances, 2 dishwashers, 2 refrigerators, Wolf gas range and an abundance of cabinets. Primary bedroom, guest 'ensuite and elegant study are located on main floor. The Primary suite is appointed with cathedral ceiling, large windows with view overlooking pool and elegant bath with free standing tub, oversized shower with dual shower heads & large Walkin custom designed closet is connected to laundry and mudroom. Open floor plan perfect for entertaining. Large dining area has beams & cathedral ceiling with an abundance of windows overlooking pool. Do not miss seeing this one-of-a-kind home. This is truly a rare opportunity. Move in by Swim season!

Highlights

Listed by Lynda Edwards , 919-656-1888 Coldwell Banker HPW New Homes , 919-781-4663. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.47

HOA Fee

1500 Annually

Year Built

2025

County

Chatham

Neighborhood

Montvale

Listing ID

10125071

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:7
▪ Full Bathrooms:6
▪ 1/2 Bathrooms:1

Appliances:Bar Fridge, Built-In Gas Range, Built-In Refrigerator, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Exhaust Fan, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Range Hood, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan, Wine Refrigerator

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room,Gas,Gas Log,Outside

Floor:Ceramic Tile,Hardwood

Above Ground Sq Ft:5192

Below Ground Sq Ft:0

Other:Bar,Beamed Ceilings,Bookcases,Pantry,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Low Flow Plumbing Fixtures,Open Floorplan,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Smart Thermostat,Smooth Ceilings,Sound System,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room,Office

Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Hardwood Trees,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear,See Remarks

Lot Dimensions:95 x 214.54 x 95 x 214.24

Roof:Shingle,Fiberglass

Others:Fenced Yard,In Parade of Homes,Rain Gutters,Covered,Front Porch,Rear Porch,Screened

Sewer:Public Sewer

Parking Features:Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,Inside Entrance,Kitchen Level,Paved,Side By Side

Payment Calculator

Payment Breakdown

Principal Interest

$14,944

Taxes

$210

HOA

$1,500

Home Price

$2,899,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$579,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$14,943.78

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$14,943.78	$209.83	$1,500.00	$16,653.62
Yearly	$179,325.38	$2,518.00	$18,000.00	$199,843.38
Total	$5,379,761.41	$75,540.00	$540,000.00	$5,995,301.41