Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

115 Virginia Pl, Cary, NC 27513

House Description

Unbeatable Cary location near downtown. This end unit townhome in Carystone is freshly painted with brand-new carpet throughout, this 3-bedroom, 2.5-bath home offers the perfect blend of comfort, convenience, and low-maintenance living. Bright and inviting living spaces are enhanced by the added privacy and natural light that come with an end-unit location. Enjoy outdoor living on the private deck and patio, complete with additional storage for your seasonal items and outdoor essentials. The HOA provides exceptional peace of mind by maintaining the grounds, exterior painting, and roof, allowing you more time to enjoy everything Cary has to offer. Ideally located near shopping, dining, parks, greenways, Downtown Cary, RTP, and major commuter routes, this home places everyday conveniences just minutes from your doorstep. Whether you're a first-time buyer, downsizing, or seeking an investment opportunity, this well-maintained townhome offers an outstanding lifestyle in one of the Triangle's most sought-after communities.

Highlights

Listed by Amy Rogers , 919-413-4957 Pine State Signature Homes, LLC , 919-413-4957. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.04

HOA Fee

159 Monthly

Year Built

1983

County

Wake

Neighborhood

Carystone

Listing ID

10173925

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Refrigerator, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room

Floor:Carpet,Tile

Above Ground Sq Ft:1507

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Living/Dining Room Combination,Pantry,Smart Thermostat

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,572

Taxes

$210

HOA

$159

Home Price

$305,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$61,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,571.73

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,571.73	$209.70	$159.00	$1,940.43
Yearly	$18,860.73	$2,516.43	$1,908.00	$23,285.16
Total	$565,822.00	$75,492.90	$57,240.00	$698,554.90