Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

505 N Carolina Beach Ave Unit 1C, Carolina Beach, NC 28428

House Description

Enjoy coastal living in the heart of Carolina Beach with this beautifully updated second-row, fully furnished 2-bedroom, 2-bath condo just steps from two public beach accesses! Perfectly positioned only a few blocks from the iconic Carolina Beach Boardwalk, as well as popular restaurants and local shops, this location offers the ultimate blend of relaxation and convenience. Soak in sea breezes and peek-a-boo ocean views from the expansive covered front deck--fully remodeled in 2021 with new sliding doors, ceiling, railings, flooring, and siding. The covered rear deck overlooks the community pool, creating the perfect retreat after a sun-soaked day on the sand. Inside, this move-in-ready condo features stylish LVP flooring throughout, a newer kitchen window and sliders, stainless steel appliances, and an updated stacked washer/dryer combo. Both bedrooms offer walk-in closets, and the bathrooms have been tastefully updated. The HVAC unit has also been replaced, providing added comfort and peace of mind. The HOA dues include master building and flood insurance, pest control, water, sewer, trash, internet, and cable--making ownership simple and cost-effective. Whether you're searching for a beach getaway, a high-performing vacation rental, or a primary residence by the sea, this property checks every box. With an impressive rental income history (available upon request), this is an exceptional opportunity to own a slice of paradise in one of the coast's most desirable beach communities. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

Highlights

Listed by Chris J Santucci , 910-515-5585 and Keller & Santucci Real Estate Team , 910-264-5588 Coldwell Banker Sea Coast Advantage-CB , 910-458-4401. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

9154 Annually

Year Built

1985

County

New Hanover

Neighborhood

Winds at Carolina Beach

School District

New Hanover

Listing ID

100555200

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,314

Taxes

$286

HOA

$9,154

Home Price

$449,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$89,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,313.79

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,313.79	$286.24	$9,154.00	$11,754.03
Yearly	$27,765.47	$3,434.85	$109,848.00	$141,048.32
Total	$832,964.20	$103,045.50	$3,295,440.00	$4,231,449.70