Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

400 Virginia Avenue 105d, Carolina Beach, NC 28428

House Description

Welcome to Spinnaker Pointe, one of Carolina Beach's most sought after communities, where it's all about the Lifestyle. Enjoy resort style amenities including a sparkling pool, hot tub, tennis & pickleball courts, and picnic area with grill, perfect for laid back coastal afternoons. Take the picturesque private walkway over the marsh to Freeman Park and the Carolina Beach Pier & Low Tide Tiki Bar, or cast a line at the nearby Oceana gazebo. Boat and golf cart parking are permitted, and the gated setting offers a quiet, peaceful escape, yet you're just 1.5 miles from the Carolina Beach Boardwalk and all the action. Even better? This unit comes with two complimentary Freeman Park passes. Tucked among the million-dollar homes of Oceana, this well maintained community is truly one of the best kept secrets on the island. This furnished 2BR/2BA unit offers easy, low maintenance living with no stairs to access and is located in the only Spinnaker building with an elevator. Relax on the back deck and enjoy peek-a-boo views of the ICWW and CB Marina which is home of The Barge. Whether you're looking for a full time residence, vacation getaway, or investment opportunity, this one checks all the boxes. Short-term rentals allowed (6 night minimum), and HOA dues cover most utilities for added ease and value.

Highlights

Listed by Carissa C Kelley , 910-352-1745 and Ebersole Kelley Real Estate Team , 910-619-2050 Coldwell Banker Sea Coast Advantage-CB , 910-458-4401. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

6516 Annually

Year Built

1987

County

New Hanover

Neighborhood

Spinnaker Point

School District

New Hanover

Listing ID

100567622

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$1,932

Taxes

$239

HOA

$6,516

Home Price

$375,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$75,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,932.45

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,932.45	$239.06	$6,516.00	$8,687.51
Yearly	$23,189.43	$2,868.75	$78,192.00	$104,250.18
Total	$695,682.79	$86,062.50	$2,345,760.00	$3,127,505.29