Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

222 Carolina Beach Ave N Unit 132, Carolina Beach, NC 28428

House Description

HARD TO FIND 2-Bedroom/2-Bath END UNIT on the OCEAN in the charming, Central Business District of Carolina Beach, off the boardwalk, overlooks dunes, the waves, the pool, has all the extra windows and light! STR's ARE allowed! Terrific investment! This one has updated kitchen with granite countertops, stainless steel appliances, updated bathrooms, lots of added trim and details, Italian tile flooring, new sliding doors coming fall of 2026! NEW side windows! NEW HVAC, appliances, includes water softener for hot & cold water, KING bed with storage drawers in the front bedroom, DOUBLE bunk beds in the second room with storage drawers, washer/dryer negotiable. The Cabana has an elevator, gated parking under the building and two additional lots across the street, newly updated clubhouse and game room! BEST KEPT SECRET on the entire ISLAND! Watch fireworks off your balcony and listen to live music, great fun atmosphere, lots to do! Ready to go and show!

Highlights

Listed by MK R Smith , 919-244-5657 Keller Williams Innovate-Wilmington , 910-777-2200. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

12231 Annually

Year Built

1984

County

New Hanover

Neighborhood

Cabana De Mar

School District

New Hanover

Listing ID

100561772

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Freezer, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Electric Range, Water Purifier

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:

Floor:Carpet,Tile

Other:Master Downstairs,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Blinds/Shades,Eat-in Kitchen

Other:Public

Exterior Features

Lot:Level,Ocean Side,Landscaped,Fencing: Metal/Ornamental,Fencing: Partial,Fencing: Fenced

Garage Capacity:2

Zoning:CBD

Roof:Membrane,Shingle,Rubber

Others:Shutters - Board/Hurricane,Outdoor Shower,Irrigation System,End Unit

Parking Features:Parking Lot,Attached,Covered,Detached,Additional Parking,Concrete,Lighted,On Site,Paved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,396

Taxes

$296

HOA

$12,231

Home Price

$465,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$93,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,396.24

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,396.24	$296.44	$12,231.00	$14,923.68
Yearly	$28,754.89	$3,557.25	$146,772.00	$179,084.14
Total	$862,646.66	$106,717.50	$4,403,160.00	$5,372,524.16