Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

242 Hidden Pines Dr, Cameron, NC 28326

House Description

Discover the popular 2316 Plan by Adams Homes, offering 4 bedrooms and 3 full bathrooms with a thoughtfully designed layout. Upon entry, you'll find a versatile front room with double doors that can serve as a bedroom, home office, or flex space. The spacious family room features soaring ceilings and flows seamlessly into the formal dining room, complete with a tray ceiling, crown molding, and wainscoting. The well-appointed kitchen showcases Frigidaire Gallery stainless steel appliances, including a convection oven and microwave with air fryer capabilities. The private owner's suite offers a tray ceiling, crown molding, a large walk-in closet, and a luxurious ensuite bath featuring a soaking tub, tiled walk-in shower, and dual vanities. Two additional bedrooms are located on the opposite side of the home, including one with direct access to a full bath, creating an ideal setup for guests or multi-generational living. Contact the listing agent for current incentives and to schedule your private tour.

Highlights

Listed by Elizabeth Guadalupe Gonzalez , 919-930-1057 Adams Homes Realty, Inc , 919-233-6747. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.46

HOA Fee

400 Annually

Year Built

2026

County

Harnett

Neighborhood

To Be Added

Listing ID

10175821

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Cooktop, Microwave, Oven

Air Cond:Ceiling Fan(s),Electric

Fireplaces:Living Room

Floor:Carpet,Laminate,Vinyl

Above Ground Sq Ft:2316

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,Double Vanity,Open Floorplan,Quartz Counters,Recessed Lighting,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,109

Taxes

$261

HOA

$400

Home Price

$409,200

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$81,840

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,108.69

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,108.69	$260.87	$400.00	$2,769.56
Yearly	$25,304.30	$3,130.38	$4,800.00	$33,234.68
Total	$759,129.06	$93,911.40	$144,000.00	$997,040.46