Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

190 Hidden Pines Dr, Cameron, NC 28326

House Description

Welcome to this beautifully designed home featuring an open-concept layout perfect for both everyday living and entertaining. The spacious kitchen offers granite countertops, stainless steel appliances, a ceramic tile backsplash, and a large island overlooking the main living area. The private primary suite includes a tray ceiling, crown molding, and an ensuite bath with a garden tub and separate tiled shower. Two additional bedrooms and a full bath are located on the main level, while upstairs you'll find a versatile bonus room, an additional bedroom, and a full bath—ideal for guests, a home office, or extra living space. Thoughtfully designed with flexibility and comfort in mind, this home offers space for a variety of lifestyles.

Highlights

Listed by Elizabeth Guadalupe Gonzalez , 919-930-1057 Adams Homes Realty, Inc , 919-233-6747. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.49

HOA Fee

400 Annually

Year Built

2027

County

Harnett

Neighborhood

To Be Added

Listing ID

10172506

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Stainless Steel Appliance(s), Oven

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2604

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,253

Taxes

$279

HOA

$400

Home Price

$437,200

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$87,440

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,252.98

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,252.98	$278.72	$400.00	$2,931.70
Yearly	$27,035.78	$3,344.58	$4,800.00	$35,180.36
Total	$811,073.38	$100,337.40	$144,000.00	$1,055,410.78