Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

14 Citadel St, Cameron, NC 28326

House Description

*Seller is offering $10,000 in concessions with an accepted offer* This immaculate 4-bedroom, 3-bathroom property perfectly blends with everyday functionality with new carpet! Step into a welcoming foyer flanked by a versatile flex space(perfect for a home office or playroom) and a formal dining room showcasing a stunning coffered ceiling. The heart of the home features an open-concept kitchen equipped withngranite countertops, stainless steel appliances, a center island, a walk-in pantry. There is a convenient main-floor bedroom with direct access to a full bath. Upstairs, the luxurycontinues with the primary suite with a trey ceiling, large walk-in closet with custom builtin shelves/drawers, and a spa-like bath complete with a double vanity, garden tub, and walkin shower. Two additional bedrooms and a large bonus room with a closet. Step outside through the breakfast nook to your private oasis—a fully fenced backyard and patio. Don't miss out onthis Cameron gem; schedule your private tour today!

Highlights

Listed by BENITA KAY , 910-331-7897 COLDWELL BANKER ADVANTAGE #2- HARNETT CO. , 910-493-0080. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.26

HOA Fee

260 Annually

Year Built

2011

County

Harnett

Neighborhood

Richmond Park

Listing ID

LP764697

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Microwave, Range, Refrigerator

Air Cond:Central Air,Electric

Fireplaces:Gas Log,Prefabricated

Floor:Carpet,Vinyl

Other:Ceiling Fan(s),Granite Counters,Kitchen Island,Separate Shower,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$2,046

Taxes

$253

HOA

$260

Home Price

$397,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,045.82

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,045.82	$253.09	$260.00	$2,558.91
Yearly	$24,549.87	$3,037.05	$3,120.00	$30,706.92
Total	$736,496.18	$91,111.50	$93,600.00	$921,207.68