Where Riverfront Living Meets Peace of Mind! Tucked away in one of Yancey County's most sought-after communities, this beautifully updated home offers something that's becoming increasingly rare— South Toe River frontage with the home safely located outside the floodplain. While the lower portion of the property provides bold South Toe River frontage perfect for fishing, relaxing, or simply enjoying the sounds of the water, the home itself has never flooded giving you the best of riverfront living without the worry. Situated on 1.25 private acres this spacious raised ranch offers 3 bedrooms, 3 full bathrooms with 2 being fully renovated, and a flexible floor plan designed for both everyday living and entertaining. Step inside to find beautiful hardwood flooring on the main level and a welcoming living room centered around an impressive stone wood-burning fireplace. Custom handcrafted railings created by local artisan at MW Studios, add a one-of-a-kind architectural detail leading to the finished basement level. The main-level primary bedroom offers a peaceful retreat with hardwood floors, a mini-split heating and cooling system, private access to the expansive rebuilt rear deck, and a beautifully renovated ensuite featuring a tiled walk-in shower, double vanity, and modern finishes. Two additional bedrooms on the main level also featuring wood flooring and new ceiling fans. The kitchen is functional and ready for your personal touch with wood cabinetry, tile floors, dishwasher, wall oven, electric cooktop, stainless refrigerator, and convenient access to the oversized back deck—an ideal space for morning coffee, outdoor dining, or gathering with friends while surrounded by the privacy of mature trees. Downstairs, you'll find an abundance of additional living space, including a den with new laminate flooring, a cozy wood stove for supplemental heat during winter months, a recently finished bonus room, a newly renovated full bathroom, laundry and utility room with extra storage, and an expansive flex space complete with its own mini-split system that's perfect for a game room, home office, gym, media room, or guest retreat. Outside, the fenced backyard provides room for pets, gardening, or outdoor activities, while a storage building offers space for tools and recreational equipment. Follow the private path down to the South Toe River access with potential for creating your own private outdoor space by the river. Located just minutes from Mount Mitchell, the Blue Ridge Parkway access (soon to reopen), Carolina Hemlocks, hiking trails, and countless outdoor adventures, this home offers the peaceful mountain lifestyle buyers dream about while remaining within one of the area's most desirable communities. Located less than 20 minutes to Burnsville and around 20 minutes to Spruce Pine. Whether you're searching for a full-time residence, mountain getaway, or investment opportunity, this property delivers the perfect combination of privacy, modern updates, usable acreage, and riverfront living.