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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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12 Bear Cove Ln , Bryson City, NC 28713
$225,000
Est. Payment: $1,159.47/mo
2 Bed
1 Bath
960 Sqft
Status: active | Days on site: 194
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience the serenity of true mountain living in this tranquil creekside retreat, where the gentle sound of flowing water creates a peaceful backdrop for everyday life. From the moment you arrive, the home invites you to slow down, breathe deeply, and enjoy the natural beauty that surrounds you. An expansive screened front deck welcomes you with soaring skylights that bathe the space in soft, natural light, offering an ideal setting for morning coffee, afternoon reading, or evenings spent listening to the creek and watching the woods settle into dusk. Inside, the open floor plan enhances the home’s warm, inviting atmosphere. Light natural-finish vinyl plank flooring flows throughout the main living areas, creating a seamless connection between spaces. The living room is anchored by a striking stone hearth and wood-burning stove, offering the rustic charm of a mountain lodge paired with the comfort of modern living. A large picture window and sliding glass door frame views of the surrounding trees and the wraparound deck, allowing the outdoors to become an integral part of the home’s ambiance. The kitchen blends rustic character with contemporary contrast, featuring generous counter space, natural wood cabinetry, and rich, darker countertops that add depth and warmth. Whether preparing meals for guests or enjoying a quiet evening at home, the kitchen’s thoughtful layout and abundant storage make it both functional and inviting. The spacious dining area, illuminated by a chandelier, provides the perfect setting for gatherings and shared meals. The primary suite offers a peaceful retreat with dual closets and an ensuite bath featuring tile flooring and a tub/shower with glass doors. A flexible second bedroom or den provides space for guests, a home office, or creative pursuits, enhanced by a ceiling fan and natural light. Just off the carport, a dedicated laundry room adds convenience and practicality without interrupting the home’s serene interior aesthetic. Outdoor living is elevated with multiple destinations designed for relaxation and connection with nature. Directly across the street, an elevated fire-pit area offers views of the creek and a perfect spot for stargazing or unwinding at the end of the day. A secondary deck beside the screened porch includes a hot tub, believed to be functional, offering the potential for a private spa-like experience. Practical updates provide peace of mind, including a new septic system installed in 2021 and a new HVAC system added in 2023. The shared spring received significant upgrades and repairs last year, and the assessment has already been paid. Private roads include maintenance per community bylaws, ensuring ease of access throughout the year. Located just minutes from Bryson City and local schools, this home offers both convenience and seclusion. It also operated as a successful short-term rental as recently as 2024, providing excellent potential for buyers seeking a personal retreat with income-producing capability. This property is now offered as a Short Sale. All offers are subject to lender approval. Sold As-Is.

Highlights

Listed by Cate Campbell , 828-283-6062 Keller Williams Great Smokies , 828-926-5155. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.44

HOA Fee

500 Annually

Year Built

1973

County

Swain

Neighborhood

Bear Cove

Listing ID

4337192

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:960
Below Ground Sq Ft:0
Other:Breakfast Bar,Open Floorplan,Master on Main
Other:Spring

Exterior Features

Lot:Corner Lot,Creek Front,Creek/Stream
Roof:Composition
Others:Above Ground Hot Tub / Spa,Fire Pit
Sewer:Septic Installed
Parking Features:Attached Carport
Principal Interest
$1,159
Taxes
$143
HOA
$500

Home Price

$225,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,159.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,159.47 $143.44 $500.00 $1,802.91
Yearly $13,913.66 $1,721.25 $6,000.00 $21,634.91
Total $417,409.68 $51,637.50 $180,000.00 $649,047.18

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Bryson City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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