Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

597 Riverwood Dr SE, Bolivia, NC 28422

House Description

Priced to sell! This is the best value in Winding River Plantation, offered at ~$177 per square foot along with an impressive list of recent upgrades, including a complete crawlspace encapsulation system with a professional-grade dehumidifier, new water heater, exterior window trim improvements, new powder room toilet, roof replaced in 2021, and an HVAC unit replaced in 2024. The seller is also including a home warranty for added peace of mind. A charming front porch and side-load garage create timeless curb appeal. Inside, hardwood floors flow through the main living areas, complemented by soaring two-story ceilings in the living room that fill the home with natural light. The thoughtful floor plan includes a formal dining room, first-floor primary suite, and convenient powder room. Upstairs, you'll find two additional bedrooms, a full bath, and a finished bonus room over the garage. Out back, enjoy a spacious fenced yard backing to trees for privacy, along with both screened and covered porches perfect for relaxing or entertaining. Winding River Plantation offers outstanding amenities including a clubhouse with meeting rooms, fitness center, outdoor pool, tennis and pickleball courts, and The Riverhouse with day marina, boat launch, grills, and restrooms. Residents also enjoy an oceanfront beach clubhouse on Holden Beach with pool, private parking, and ICW access. Golf enthusiasts may opt into the 27-hole Fred Couples-designed course with scenic views along the Lockwood Folly River.

Highlights

Listed by Nolan D Payne , 336-409-1071 Carolina Plantations RE-Leland , 910-408-1000. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.28

HOA Fee

2412 Annually

Year Built

1999

County

Brunswick

Neighborhood

Winding River Plantation

School District

Brunswick County Schools

Listing ID

100551669

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,525

Taxes

$312

HOA

$2,412

Home Price

$490,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$98,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,525.07

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,525.07	$312.38	$2,412.00	$5,249.45
Yearly	$30,300.85	$3,748.50	$28,944.00	$62,993.35
Total	$909,025.51	$112,455.00	$868,320.00	$1,889,800.51