Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3778 Summer Breeze Ct NE, Bolivia, NC 28422

House Description

This home shows like NEW! No city taxes and County taxes only $1388 per year. Plus HOA dues only $84 a month. Includes pool, tennis and clubhouse. Perfect coastal cottage in Summerwoods near Bolivia, NC in Brunswick County. Easy access to Leland, Wilmington, and Coastal Carolina. Many custom extras in this property! Shiplap in bathrooms and around fireplace, board and batten panels and wainscoting throughout. Coastal like new home with 3 bedrooms and 2 full bathrooms plus a sunroom in a wonderful quiet neighborhood with ponds and abundant wildlife. This home has a gourmet kitchen with quartz countertops, premium stainless appliances and energy saving natural gas cooktop. An open floor plan enhances the living room, bright sunroom, dining room and kitchen where all can gather to feast and celebrate. The dining room has views of the pond and beautiful sunsets. Already paid for and added for you: custom shades throughout, shelves added in laundry room and garage, enhanced landscaping, tankless natural gas hot water heater, large built-ins in living room and electric fireplace, luxury tile, soft close doors and cabinets. The community has available to its residents a clubhouse for social events and gatherings, workout room, two pickle ball courts and beautiful pool. Nice lighted sidewalks for convenience as well. One of the many reasons people love living in Bolivia, NC is the incredible combination of affordability and convenience. Property taxes are among the lowest in Brunswick County at just $1,388 per year, and HOA dues are only $84 per month, making homeownership even more affordable. You'll be just 20 minutes from the public beach on Oak Island, perfect for spontaneous beach days, and only 13 minutes from everyday conveniences like grocery stores, restaurants, a pet supply store, a farm market, the UPS Store, Riccobene Dentistry, and Dollar General. You'll also be just minutes from Novant Health Brunswick Medical Center and Dosher Memorial Hospital, providing convenient access to healthcare when you need it. Bolivia offers an easy commute, with Southport just 20 minutes away, Leland 23 minutes away, and Wilmington International Airport (ILM) only 35 minutes from home. It's the perfect place to enjoy a relaxed coastal lifestyle while staying close to everything you need.

Highlights

Listed by Barbara R Pugh , 910-520-2945 Coldwell Banker Sea Coast Advantage , 910-799-3435. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.26

HOA Fee

1008 Annually

Year Built

2023

County

Brunswick

Neighborhood

Summerwoods

School District

Brunswick County Schools

Listing ID

100567351

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Gas Oven, Gas Cooktop, Built-In Microwave, Disposal, Dishwasher, Convection Oven

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,984

Taxes

$245

HOA

$1,008

Home Price

$385,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$77,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,983.98

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,983.98	$245.44	$1,008.00	$3,237.42
Yearly	$23,807.81	$2,945.25	$12,096.00	$38,849.06
Total	$714,234.33	$88,357.50	$362,880.00	$1,165,471.83