Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

686 Folly Dr, Bolivia, NC 28422

House Description

Discover this beautiful new construction home in River Run Plantation, a gated waterfront community known for its mature trees, natural beauty, amenities, and active social atmosphere. This thoughtfully designed home offers 3 bedrooms, 2 bathrooms, a courtyard driveway, and a bright sunroom, providing comfortable one-level living with quality finishes throughout. The kitchen is both functional and stylish, featuring ivory cabinetry, granite countertops, and stainless steel appliances. Granite countertops continue into both bathrooms, while the primary suite features a beautifully tiled walk-in shower. Luxury vinyl plank flooring flows throughout the main living areas, with ceramic tile in both bathrooms and the laundry room. Additional features include Moen brushed nickel plumbing fixtures, ceiling fans in all bedrooms and the living room, elegant bullnose drywall corners, and 7¼-inch baseboards, adding a custom touch throughout the home. River Run Plantation offers something for everyone. Relax by the community pool, attend neighborhood events at the clubhouse, or enjoy a game of tennis or pickleball. Outdoor enthusiasts will appreciate the community fishing pier with views toward Oak Island and Holden Beach, along with three stocked ponds that add to the neighborhood's natural beauty. Conveniently located near Holden Beach, Oak Island, historic downtown Southport, and a short drive to Wilmington, River Run Plantation offers the perfect blend of peaceful coastal living and everyday convenience. Come experience everything this beautiful home and community have to offer. Schedule your private showing today before this opportunity sails by!

Highlights

Listed by Nolan K Formalarie , 910-477-0085 and Kate E Cole-Ienna , 910-599-5776 Discover NC Homes , 910-363-4387. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

765 Annually

Year Built

2026

County

Brunswick

Neighborhood

River Run Plantation

School District

Brunswick County Schools

Listing ID

100585869

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Built-In Microwave, Dishwasher

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:

Floor:LVT/LVP,Tile

Other:Walk-in Closet(s),Tray Ceiling(s),Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,213

Taxes

$274

HOA

$765

Home Price

$429,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$85,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,213.30

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,213.30	$273.81	$765.00	$3,252.11
Yearly	$26,559.62	$3,285.67	$9,180.00	$39,025.30
Total	$796,788.69	$98,570.25	$275,400.00	$1,170,758.94