Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1225 Mandevilla Dr SE, Bolivia, NC 28422

House Description

Ready now! New home in Palmetto Creek. This elegant 2628 sq foot home with 5 bedrooms, 3.5 bathrooms, and a 2-car garage, this two-story home offers an abundance of living space for you and your family. The welcoming foyer is connected to the formal dining room that leads into the open-concept kitchen and family room. The kitchen features a large center island with a breakfast bar, crown molding and a stainless-steel air fryer oven, and a walk-in pantry provides ample storage. The master suite is located towards the back of the main level and has tray ceilings and LED recessed lighting. The ensuite bath includes many features such as a spacious walk-in closet, double vanity, and a separate water closet. The second floor includes four additional bedrooms, each with its own closet, providing plenty of space for family members or guests. Two well-appointed full bathrooms serve these bedrooms. A versatile bonus room on the second floor provides additional living space that can be customized to fit your needs. The 2628 floorplan also includes a tiled designated laundry room on the second floor. The attached 2-car garage provides secure parking and additional storage space. Palmetto Creek's alluring location puts you only a few miles from Oak Island and Holden Beach. The gated community includes a clubhouse, a resort-style pool, tennis courts, fitness center, and walking trails. To top it off, Palmetto Creek offers a canoe and kayak launch. Coastal living at its most convenient!

Highlights

Listed by Joanna Lopez , 910-800-1913 ADAMS HOMES REALTY NC INC , 910-338-2853. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.3

HOA Fee

1320 Annually

Year Built

2025

County

Brunswick

Neighborhood

Palmetto Creek

School District

Brunswick County Schools

Listing ID

100423282

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Self Cleaning Oven, Disposal, Dishwasher, Convection Oven

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Laminate,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Kitchen Island,Ceiling Fan(s),Walk-in Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,229

Taxes

$276

HOA

$1,320

Home Price

$432,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$86,500

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,228.76

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,228.76	$275.72	$1,320.00	$3,824.48
Yearly	$26,745.14	$3,308.63	$15,840.00	$45,893.76
Total	$802,354.15	$99,258.75	$475,200.00	$1,376,812.90