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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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35 Cotton Creek Cir , Black Mountain, NC 28711
$575,000
Est. Payment: $2,963.09/mo
3 Bed
2 Bath
1560 Sqft
Status: active with contingency | Days on site: 149
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This sweet 3-bedroom, 2 bathroom home is in the treasured Black Mountain neighborhood of Cotton Creek with a greenway just steps away, & downtown Black Mountain is only 1 mile away. Enjoy mountain views from all around the house and the benefits of a corner lot. On the main floor: an open living room flows into the dining and kitchen area w/wood floors & fire place, primary bedroom w/ en-suite & walk in closet, laundry room, indoor access to the two car garage, and an additional south facing sunroom for additional primary space, office, or dining with access to the ample and private fenced back yard. Upstairs: 2 bedrooms with lots of light & a conveniently located full bath in between both bedrooms. Motivated seller, bring all offers! Current list price is below tax value. 35 Cotton Creek Circle is in "Area of minimal risk and determined to be outside the 100 and 500-year floodplains" -NC FRIS, buyers can verify the status on NC State site NC FRIS or other for details; per sellers- property not damaged from Helene. This home has been respectfully cared for and is in a great location; if you chose to, you can enjoy your home and neighborhood, be downtown to eat out or shop in two minutes and take in mountain views everyday.

Highlights

Listed by Emily Welsh , 828-215-6970 Keller Williams Professionals , 828-669-5220. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

2004

County

Buncombe

Neighborhood

Cotton Creek

Listing ID

4326979

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Exhaust Fan, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air,Ductless,Heat Pump,Other - See Remarks
Fireplaces:Gas Log,Living Room
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:1560
Below Ground Sq Ft:0
Other:Attic Other,Attic Stairs Pulldown,Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Corner Lot
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Faces Front
Principal Interest
$2,963
Taxes
$367

Home Price

$575,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,963.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,963.09 $366.56 $0.00 $3,329.66
Yearly $35,557.12 $4,398.75 $0.00 $39,955.87
Total $1,066,713.61 $131,962.50 $0.00 $1,198,676.11

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Black Mountain, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

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