Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

124 Shady Oaks Dr, Benson, NC 27504

House Description

Welcome home to this spacious and thoughtfully designed 4-bedroom, 3-bath home featuring a versatile loft/bonus room and a desirable 3-car garage sitting on almost a half acre. The flexible floor plan includes a main-level guest suite with a full bath, making it ideal for visitors, multigenerational living, or a private home office. The heart of the home is the open-concept living, kitchen, and dining area, perfect for everyday living and entertaining. The inviting living room features a cozy fireplace and flows seamlessly into the well-appointed kitchen, complete with granite countertops, tile backsplash, abundant cabinetry, and a sunny breakfast nook. A separate formal dining room provides additional space for gatherings and special occasions. Upstairs, retreat to the expansive primary suite featuring a comfortable sitting area, spa-like bath with a garden tub, separate tiled shower, dual vanities, and a generous walk-in closet. Spacious secondary bedrooms and a large loft/bonus room offer plenty of flexibility for work, play, or relaxation. Additional highlights include upgraded trim and lighting throughout, a covered rear porch, grilling patio, and a fully fenced backyard creating the perfect outdoor space to enjoy year-round. *some photos have been vitually staged

Highlights

Listed by Daina Monsma , 919-802-4255 Century 21 Triangle Group , 919-552-4517. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.45

HOA Fee

330 Annually

Year Built

2021

County

Johnston

Neighborhood

Spring Branch

Listing ID

10176197

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Electric Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room,Propane

Floor:Carpet,Laminate,Tile

Above Ground Sq Ft:2502

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Pantry,Recessed Lighting,Separate Shower,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,318

Taxes

$227

HOA

$330

Home Price

$449,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$89,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,318.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,318.43	$227.29	$330.00	$2,875.71
Yearly	$27,821.13	$2,727.45	$3,960.00	$34,508.58
Total	$834,633.83	$81,823.50	$118,800.00	$1,035,257.33