Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

131 Midwood Ln, Belmont, NC 28012

House Description

Beautiful Full-Brick Ranch on Nearly Half an Acre in South Point Peninsula – No HOA & Minutes from Lake Wylie! Welcome home to this beautifully maintained, move-in ready full-brick ranch nestled on a spacious nearly half-acre level lot at the end of a quiet street in the highly desirable South Point Peninsula, a peaceful lakeside community surrounded by the beauty of Lake Wylie. Enjoy the freedom of NO HOA, an oversized driveway, an attached one-car garage, and a fully fenced backyard featuring a large deck and storage shed—perfect for entertaining, gardening, pets, or simply relaxing outdoors. Inside, you'll love the bright, open-concept floor plan offering a spacious family room, dining area, and beautifully updated kitchen. The kitchen features modern gray cabinetry, quartz countertops, a large center island, and stainless steel appliances, creating the perfect gathering space for family and friends. French doors in the dining area open to the expansive deck and huge backyard, seamlessly blending indoor and outdoor living. This home offers three generously sized bedrooms and two beautifully remodeled bathrooms. The primary suite boasts an elegant walk-in tiled shower with a frameless glass enclosure. Approximately five years ago, the home was thoughtfully updated with remodeled bathrooms, replacement windows, luxury vinyl plank flooring, modern light fixtures, electrical system improvements, and more. Fresh interior and exterior paint make this home truly move-in ready. Outdoor enthusiasts will love the exceptional location. Just minutes away, you'll enjoy Lake Wylie with endless opportunities for boating, fishing, kayaking, paddleboarding, and water sports. Nearby South Point Beach Park offers a public swimming beach, boat ramps, fishing piers, picnic shelters, playgrounds, and lakeside recreation. Nature lovers will appreciate the scenic Seven Oaks Preserve Trail, while Kevin Loftin Riverfront Park and Goat Island Park & Greenway provide walking trails, kayak launches, playgrounds, outdoor fitness areas, and beautiful waterfront views. Conveniently located just minutes from downtown Belmont, shopping, dining, parks, and major highways, this home is also served by highly rated schools, making it an outstanding choice for buyers seeking both convenience and an exceptional quality of life. Offering the durability of full-brick construction, modern updates, a spacious lot, no HOA, and an unbeatable location surrounded by Lake Wylie, this is a rare opportunity to own the lifestyle you've been looking for. Schedule your private showing today!

Highlights

Listed by Cecilia Carbajal , 704-519-9199 and Hector Y. Carbajal , 704-519-9199 America's Real Estate Group Inc , 704-540-4646. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.48

Year Built

1972

County

Gaston

Neighborhood

Wedgewood

Listing ID

4404670

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,804

Taxes

$223

Home Price

$350,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$70,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,803.62

Principal

Taxes