Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

8113 Bay View Ln Unit 25, Belmont, NC 28012

House Description

Exclusive gated community in Belmont NC featuring an enclave of custom-built homes on spacious homesites. One of the few choice 200-foot wide homesites remaining, #25 is available for you to purchase and work with your custom builder to bring your home plan to life. Canyon Edge is a custom home plan offered by the House Designers and the offer so many other plans to choose from as well. Select your desired home plan for lot 25 and submit to the community ARC for approval, then start to build! River Lakes is located in the premier small-town City of Belmont NC near the shores of Lake Wylie. Amazing location within 15-20 minutes of the international Charlotte-Douglas airport for any vacation or work trips. Minutes to the quaint town of Belmont NC with the Stowe city park, restaraunts, coffee shops, boutiques, and city festivals throughout the year. Belmont even features an active train which folks of all ages enjoy watching. Homesite 25 offers the opportunity to build a crawlspace and/or slab foundation home where you may walk out on level terrain to your outdoor amenities, such as a pool and hot tub. Wide enough for side entry garages too. With an East/West orientation, this homesite will create wonderful natural light where your design features windows and doors. The community well offers water, and your septic system will manage sewer needs. A previous septic permit was obtained for a 4-bedroom home. Natural gas is available, as well as electric. Spectrum offers cable and internet. Enjoy all that the region offers with theater, soccer, football, Michelin-star restaurant, breweries, shopping and first-class healthcare. The greater Charlotte region offers so much and is a world-class city. Close to the Smoky Mountains, Asheville, Blowing Rock and more. Love the beach - visit both the NC and SC amazing beaches all throughout the year. So close to home at the end of South Point Road is a public boat launch, public swimming beach, and play area. Private marinas and boat storage resources are plentiful as well so their is many ways to enjoy activities on Lake Wylie. So much to like about this location, this community and this homesite. Schedule a visit to see it in person!

Highlights

Listed by Anne Brade , 704-650-4951 RE/MAX Executive , 704-405-8800. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.72

HOA Fee

2400 Annually

Year Built

2027

County

Gaston

Neighborhood

River Lakes

Listing ID

4366423

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$7,936

Taxes

$982

HOA

$2,400

Home Price

$1,540,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$308,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$7,935.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$7,935.94	$981.75	$2,400.00	$11,317.69
Yearly	$95,231.24	$11,781.00	$28,800.00	$135,812.24
Total	$2,856,937.33	$353,430.00	$864,000.00	$4,074,367.33