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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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5138 Watermead Ln Unit 130 , Belmont, NC 28012
$1,149,900
Est. Payment: $5,925.67/mo
4 Bed
4 Bath
3978 Sqft
Status: active | Days on site: 66
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now! Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities!

Highlights

Listed by Jeff Moll , 704-913-9330 Keller Williams Ballantyne Area , 704-887-6600. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.54

HOA Fee

1346.91 Semi-Annually

Year Built

2012

County

Gaston

Neighborhood

Reflection Pointe

Listing ID

4382710

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Double Oven, Electric Water Heater, Exhaust Hood, Gas Cooktop, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer, Wine Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2702
Below Ground Sq Ft:1276
Basement:Basement Shop,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Other:Attic Walk In,Breakfast Bar,Cable Prewire,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry,Wet Bar,Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Green Area,Sloped,Wooded,Views,Beach - Public
Roof:Architectural Shingle
Sewer:Public Sewer,Private Sewer
Parking Features:Attached Garage,Garage Faces Side
Principal Interest
$5,926
Taxes
$733
HOA
$1,347

Home Price

$1,149,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$229,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,925.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,925.67 $733.06 $1,346.91 $8,005.64
Yearly $71,108.06 $8,796.74 $16,162.92 $96,067.71
Total $2,133,241.71 $263,902.05 $484,887.60 $2,882,031.36

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

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