Agent profile image in chat bubble
Agent profile image in chat header

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Agent profile image in message

5129 Watermead Ln , Belmont, NC 28012
$1,075,000
Est. Payment: $5,539.70/mo
5 Bed
4 Bath
4347 Sqft
Status: active | Days on site: 47
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Beautiful, spacious custom home in Belmont’s premier gated community, Reflection Pointe, just steps from Lake Wylie and neighborhood amenities. All-brick transitional design, painted with "European Wash" Accent with 5 bedrooms, 3.5 baths and approximately 4,347 square feet HLA gives you the space you’ve been looking for, plus a lush half-acre private lot. Inside, you’ll love the warm hardwood floors, gracious 2-story layout, inviting great room with fireplace, and a true entertainer’s kitchen featuring Bosch appliances including double ovens and a warming drawer, gas cooktop, generous granite island. The main-level layout is designed for comfort and convenience with a spacious primary retreat offering a soaking tub, walk-in closet, and easy access to the laundry room on the same level. Upstairs you’ll find additional bedrooms and baths, giving everyone their own space along with flexible options for a bonus room, home office, or media room. Thoughtful details continue throughout the home with insulated windows, tankless gas water heater, in-ground irrigation, and an oversized attached garage plus golf cart bay and keypad entry. Step outside to a covered porch/lanai that extends your living space outdoors and overlooks the landscaped backyard that gently leads to a community walking trail, serene pond, and fountain. From sunrise walks to sunset strolls, you’re perfectly positioned to enjoy the natural beauty that makes Reflection Pointe so special. Living here feels like vacation every day: enjoy the clubhouse, pool, lighted tennis courts, playground, recreation areas, 22 ponds with working fountains throughout the community and community beach right on Lake Wylie, plus boat/trailer storage included in the HOA fee. Only 25 miles to Mountain Island Lake for lake boating. Spend evenings at the community pavilion by the marina, relax on the sandy beach, and watch the sunset over the main channel of Lake Wylie. All of this in the sought-after Belmont location with highly rated Belmont Central Elementary and easy access to shopping, dining, and historic downtown Belmont. Great backyard level and ready for a pool install! Great access to the Douglas Airport, the White Water Center and Downtown Charlotte! Great place to be! * Please note some images are digitally staged, there is no existing swimming pool.

Highlights

Listed by David Wigfield , 704-495-4818 Century 21 Echelon , 704-458-4822. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

1180 Semi-Annually

Year Built

2006

County

Gaston

Neighborhood

Reflection Pointe

Listing ID

4384748

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Double Oven, Dryer, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Oven
Air Cond:Central Air
Fireplaces:Living Room
Above Ground Sq Ft:4347
Below Ground Sq Ft:0
Other:Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Private,Wooded,Beach - Public,Boat Slip – Community
Lot Dimensions:126'x188'x117'x178'
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$5,540
Taxes
$685
HOA
$1,180

Home Price

$1,075,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$215,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,539.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,539.70 $685.31 $1,180.00 $7,405.01
Yearly $66,476.36 $8,223.75 $14,160.00 $88,860.11
Total $1,994,290.67 $246,712.50 $424,800.00 $2,665,803.17

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS