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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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3251 Lake Pointe Dr , Belmont, NC 28012
$2,195,000
Est. Payment: $11,311.29/mo
6 Bed
6 Bath
6752 Sqft
Status: pending | Days on site: 86
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience refined lakefront living in this beautifully updated home within the gated community of Reflection Pointe on Lake Wylie. Thoughtfully positioned to capture expansive water views, this residence blends timeless architecture with modern updates, offering a comfortable yet elevated lifestyle defined by both design and setting. The main level features a spacious primary suite, providing convenience and privacy, along with a recently renovated bath finished with clean lines and contemporary touches that create a spa-like retreat. The heart of the home is the light-filled living area, where large windows frame the lake and natural light pours in throughout the day. The open layout flows seamlessly to an expansive upper deck, creating an effortless connection between indoor and outdoor living—ideal for both quiet mornings overlooking the water and hosting gatherings. The walkout lower level is designed with versatility in mind, offering a dedicated theater room, wet bar, secondary kitchen area, and multiple spaces for entertaining or relaxing. An additional flexible area provides the option for a home workout space, bonus room, or potential bedroom, allowing the home to adapt to a variety of needs. From this level, step outside to a covered patio with a saltwater hot tub, perfectly positioned to take in the lakefront setting. Newly replaced steps lead down to a floating dock with boat lift, making access to Lake Wylie simple and convenient. A third-level bonus room adds yet another layer of flexibility, offering space that can be used for recreation, hobbies, or additional living. Throughout the property, outdoor living has been thoughtfully designed to take full advantage of the setting, with multiple areas including the upper deck, lower patio, fire pit area, and private dock—all offering unique vantage points of the water. Additional features include a three-car garage and a small unfinished portion of the basement that provides valuable storage space. An Invisible Fence system is also in place. Reflection Pointe is known for its well-maintained setting and strong sense of community, offering amenities such as walking trails, clubhouse, tennis courts, swimming pool, community marina, beach area, and waterfront pavilion. The location provides convenient access to nearby shopping, dining, and major highways, while still offering a sense of privacy and retreat. This property presents an opportunity to enjoy a thoughtfully updated home in a premier lakefront setting, where everyday living is enhanced by both comfort and natural beauty. Schedule your private showing to experience all that this home and community have to offer. Seller is motivated and welcomes all reasonable offers.

Highlights

Listed by Charisma Southerland , 704-608-8255 Howard Hanna Allen Tate Center City , 704-331-2122. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.47

HOA Fee

1180 Semi-Annually

Year Built

2006

County

Gaston

Neighborhood

Reflection Pointe

Listing ID

4361471

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Propane Water Heater, Refrigerator with Ice Maker, Wine Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room
Floor:Wood
Above Ground Sq Ft:4641
Below Ground Sq Ft:2111
Basement:Finished
Other:Cable Prewire,Kitchen Island,Pantry,Sauna,Walk-In Closet(s),Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Waterfront,Boat Slip (Deed),Covered structure
Zoning:R1H
Roof:Architectural Shingle
Others:Above Ground Hot Tub / Spa,In-Ground Irrigation,Sauna
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$11,311
Taxes
$1,399
HOA
$1,180

Home Price

$2,195,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$439,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,311.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $11,311.29 $1,399.31 $1,180.00 $13,890.60
Yearly $135,735.44 $16,791.75 $14,160.00 $166,687.19
Total $4,072,063.28 $503,752.50 $424,800.00 $5,000,615.78

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

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