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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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204 Bay Shore Dr , Belmont, NC 28012
$1,050,000
Est. Payment: $5,410.87/mo
3 Bed
3 Bath
2134 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Extraordinary 3-bedroom waterfront home offering breathtaking lake views and approximately 200 feet of shoreline, all set on a private, gently sloped lot. Thoughtfully designed to maximize the scenery, the bright and open great room features a vaulted ceiling, skylights, a cozy fireplace, and expansive lake views. The spacious kitchen is equipped with stainless steel appliances, a gas cooktop, granite countertops, and a breakfast bar. The adjoining dining space is perfect for lingering over morning coffee while taking in the stunning waterfront setting. A large laundry room, two bedrooms, plus a full bath complete the main floor. The spacious 2nd floor primary suite is a true retreat, complete with a vaulted ceiling, built-in cabinetry, and a sitting area overlooking the lake. The en-suite bath includes dual vanities, a walk-in closet, a garden tub, and a walk-in tiled shower. Upstairs, a versatile loft provides an ideal space for a home office or additional living area. There is even a hard to find 4 car garage! Outdoor living is just as impressive, featuring a large deck, gazebo, floating dock, and a private boat ramp—everything you need to fully enjoy lake life. Positioned on a peaceful cove that opens to the main channel, this property offers both tranquility and easy access to open water. Exterior siding and interior freshly painted! Located in charming Belmont, you’ll enjoy a welcoming small-town atmosphere with convenient proximity to Uptown Charlotte, airport, and I-85.

Highlights

Listed by Drew Choate , 803-818-0704 Keller Williams Connected , 803-835-2300. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.04

Year Built

1988

County

Gaston

Neighborhood

Lake Wylie

Listing ID

4378235

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Microwave
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Great Room,Propane
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2134
Below Ground Sq Ft:0
Other:Breakfast Bar,Garden Tub,Walk-In Closet(s),Has Fireplace
Other:Well

Exterior Features

Lot:Waterfront,Boat Ramp,Dock,Pier
Roof:Architectural Shingle
Others:Dock - Floating
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$5,411
Taxes
$669

Home Price

$1,050,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$210,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,410.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,410.87 $669.38 $0.00 $6,080.24
Yearly $64,930.39 $8,032.50 $0.00 $72,962.89
Total $1,947,911.82 $240,975.00 $0.00 $2,188,886.82

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:58:06.000Z

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