Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

201 Commodore Ct, Belmont, NC 28012

House Description

Welcome to 201 Commodore Court in Belmont’s desirable HarborTowne Community! If you've ever dreamed of having a solidly built all brick home, with the primary on the main floor and being minutes from the water, this could be the home for you! From major system updates to custom finishes and exceptional outdoor living spaces, every detail of this meticulously maintained 3 bedroom, 3 bathroom home has been carefully considered. Inside, you'll find light greige walls, updated lighting and ceiling fans, hardwood floors in all bedrooms and the bonus room upstairs, a great room with custom built-ins, and a beautifully redesigned fireplace niche. The kitchen features a stylish backsplash, while the dining room is enhanced with Designer Thibaut draperies. Plantation shutters add timeless charm to the bedrooms, and the renovated primary suite has a stunning Charleston Style en-suite, with large walk-in shower. Major mechanical improvements include a new downstairs HVAC system (2022), upstairs HVAC system (2023), new well pressure tank (2022), whole-house water filtration system (2024), and a UV Light and Water Softener treatment system (2025), UV light replaced May 2026. All HVAC and plumbing systems have been professionally inspected and maintained. Step outside to enjoy the professionally landscaped grounds featuring outdoor lighting, irrigation, raised garden beds, a fenced backyard, and a private putting green. The expansive two-level deck, added in 2021 and freshly stained in June 2026, provides the perfect setting for entertaining or relaxing outdoors. A flat driveway, two-car garage, and mature landscaping complete this exceptional property. This move-in ready home offers the perfect combination of comfort, style, and peace of mind with extensive updates already completed. There are NO city Taxes. Morningstar Marina is privately managed; please contact Harbortowne@morningstarmarinas.com for boat slip availability. Homes in HarborTowne rarely come available, so don't wait if the lake lifestyle and a quiet neighborhood is for you!

Highlights

Listed by Erica Vasile , 336-402-2573 5 Points Realty , 704-332-3320. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.45

HOA Fee

400 Annually

Year Built

2007

County

Gaston

Neighborhood

Harbortowne

Listing ID

4392738

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator with Ice Maker

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:Propane

Floor:Marble,Tile,Wood

Above Ground Sq Ft:3311

Below Ground Sq Ft:0

Basement:Storage Space,Unfinished

Other:Attic Stairs Pulldown,Attic Walk In,Has Fireplace,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$4,509

Taxes

$558

HOA

$400

Home Price

$875,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$175,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,509.06

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,509.06	$557.81	$400.00	$5,466.87
Yearly	$54,108.66	$6,693.75	$4,800.00	$65,602.41
Total	$1,623,259.85	$200,812.50	$144,000.00	$1,968,072.35