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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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107 Howe St , Belmont, NC 28012
$424,900
Est. Payment: $2,189.60/mo
3 Bed
3 Bath
1600 Sqft
Status: active | Days on site: 65
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

New Market Price! Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam’s Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level offers a seamless open floor plan between the dining and living rooms, complete with a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. Upstairs, the primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River.

Highlights

Listed by Jeff Moll , 704-913-9330 Keller Williams Ballantyne Area , 704-887-6600. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

190 Annually

Year Built

1999

County

Gaston

Neighborhood

Adams Bluff

Listing ID

4382704

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Exhaust Fan, Gas Water Heater, Refrigerator with Ice Maker, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas,Gas Log,Gas Vented,Living Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:1600
Below Ground Sq Ft:0
Other:Attic Stairs Pulldown,Cable Prewire,Open Floorplan,Walk-In Closet(s),Has Fireplace
Other:City

Exterior Features

Lot:Green Area,Level,Sloped
Lot Dimensions:62x126x104x130
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,190
Taxes
$271
HOA
$190

Home Price

$424,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$84,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,189.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,189.60 $270.87 $190.00 $2,650.47
Yearly $26,275.17 $3,250.49 $2,280.00 $31,805.65
Total $788,254.98 $97,514.55 $68,400.00 $954,169.53

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T05:59:06.000Z

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