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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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931 Schrams Beach Rd , Belhaven, NC 27810
$485,000
Est. Payment: $1,077.78/mo
2 Bed
2 Bath
1273 Sqft
Status: Active | Days on site: 14
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House Description

931 Schrams Beach Road -- Elevated Waterfront Cottage Retreat A rare combination of privacy, protected waterfront, and thoughtfully designed coastal living. Tucked among mature pines on 5.34 wooded acres, this architect-designed waterfront cottage offers a peaceful escape on Ned's Creek, with approximately 170 feet of waterfront and access to Jordan Creek, the Pungo River, and ultimately the Pamlico River. Custom built in 2007 by renowned builder Muriel Moore, this distinctive two-bedroom, two-bath elevated cottage may be modest in size, but it truly lives large. The heart of the home is the spacious screened porch--an inviting outdoor room where you can relax to the sounds of nature, enjoy morning coffee, or unwind in the evening surrounded by trees and water. Designed with coastal living in mind, the home features 9-foot ceilings, solid wood interior doors with matching trim, M&W thermal windows, and beautiful heart pine flooring in the front hallway and living room. The kitchen combines practicality and character with IKEA pull-out cabinetry, solid butcher-block countertops, and a cooktop. Special construction features provide added peace of mind in the coastal environment. A rainscreen system with a Tyvek moisture barrier positioned behind the HardiePlank siding allows any water that penetrates the siding to drain away, helping protect the home from moisture damage, mold, and mildew. A humidity-control dehumidifier provides additional protection for the home. Elevated approximately 7 feet on pilings, the cottage has never flooded. The secured, fenced area beneath the home provides a practical place for boats, kayaks, and outdoor gear while offering additional protection during storms. The waterfront is equally appealing. A floating dock with kayak lift provides easy access to the protected waters of Ned's Creek. Approximately 4-5 feet of water depth at the dock is well suited for a small boat, kayaks, and other watercraft. From here, explore the quiet creeks and waterways leading toward the Pungo and Pamlico Rivers. The nearby River Rat Yacht Club adds to the appeal for those who enjoy life on the water. Additional updates include a new septic pump in 2026.Unrestricted and with no HOA, this property offers the freedom and privacy that are increasingly difficult to find--a wooded waterfront retreat where you can slow down, enjoy nature, and make the water part of everyday life. A true waterfront hideaway--private, protected, and designed for enjoying the best of coastal North Carolina.

Highlights

Listed by Cynthia Gail Kenefick , 252-945-3030 Coldwell Banker Sea Coast Advantage - Washington , 252-975-8010.

Property Type

Residential

Lot/Acreage
5.34

Year Built

2007

County

Beaufort

Neighborhood

Windtide

School District

Beaufort

Listing ID

100600230

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Vented Exhaust Fan, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Humidifier, Dryer, Dishwasher, Cooktop
Air Cond:Ceiling Fan(s),Heat Pump
Fireplaces:
Floor:Tile,Wood
Other:
  • Additional:Sound System, High Ceilings, Entrance Foyer, Mud Room, Solid Surface, Ceiling Fan(s), Pantry, Built-in Features
Water:County Water

Exterior Features

Lot:Wooded,Boat Slip,Boat Dock,Cove,Deeded Waterfront,Navigable Water,Pier,Sailboat Accessible,Water Depth 4+,Secluded,Fencing: None,Outside City Limits
Lot Dimensions:46 x 1141 x 156 x 1186
Garage Capacity:4
Zoning:SFR
Roof:Architectural Shingle
Others:
  • Additional:Thermal Doors
Parking Features:Secured,Circular Driveway,Gravel,On Site,Unpaved,Storage,Underhouse
Principal Interest
$1,078
Taxes
$309

Home Price

$485,000

Loan Details

30 yrs
%

Down Payment

20%
$97,000
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Monthly Price:
$1,077.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,077.78 $309.19 $0.00 $1,386.97
Yearly $12,933.33 $3,710.25 $0.00 $16,643.58
Total $388,000.00 $111,307.50 $0.00 $499,307.50

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Belhaven, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.