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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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655 E Water St , Belhaven, NC 27810
$430,000
Est. Payment: $2,202.67/mo
4 Bed
2 Bath
2614 Sqft
Status: pending | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to 655 E. Water Street, where timeless historic character meets thoughtful modern updates in one of Belhaven's most picturesque settings. More than just a home, this is a place where memories are made, neighbors become friends, and every day begins and ends with the beauty of life by the water. Perfectly positioned, this exceptional home enjoys captivating views across Pantego Creek as it flows into the Pungo River, creating the perfect backdrop for morning coffee or evening sunsets from the covered front porch while settling into your favorite rocking chair, waving to neighbors, greeting passersby, and embracing the unique charm of small-town coastal living. From the moment you step inside, you'll be captivated by the home's rich history and architectural details, featuring gorgeous original hardwood floors, classic tall ceilings, an elegant curved staircase, detailed moldings, and spacious living areas designed for both everyday living and entertaining. The formal dining room is ideal for hosting family and friends, while the inviting living room centers around a cozy gas log fireplace, offering the perfect place to gather on cool evenings. At the heart of the home is the thoughtfully updated kitchen, showcasing new granite countertops, new flooring, a new sink and disposal, a new refrigerator, an updated dishwasher, abundant cabinetry, a large center island, and an impressive commercial-style gas range that will delight any home chef. A walk-in pantry provides exceptional storage, while the oversized laundry room adds everyday convenience rarely found in homes of this era. A spacious main-level flex room enhances the home's adaptable floor plan and is currently being used as a primary bedroom while offering endless possibilities as a formal parlor, home office, library, den, or guest retreat. Upstairs, three well-appointed bedrooms are filled with natural light, while thoughtfully updated bathrooms on both levels blend modern convenience with the home's classic appeal. Additional recent improvements include a new roof and a new downstairs HVAC unit (2025), providing added peace of mind. Outside, the property continues to impress with its expansive backyard, offering plenty of room for entertaining, gardening, recreation, or simply enjoying the outdoors. A detached barn/workshop, additional storage building, and covered parking provide exceptional functionality and make this property truly one of a kind. Just minutes from Belhaven's vibrant downtown, marinas, local shops, and restaurants, 655 E. Water Street offers more than a beautiful home--it offers a lifestyle. Whether you're taking a golf cart ride through town, watching boats drift along Pantego Creek, or hosting family and friends in the expansive backyard, every day invites you to slow down, savor the moment, and create memories that will last a lifetime.

Highlights

Listed by Amy Johnson , 252-943-4516 and Angela Smith , 252-943-8595 ENC Pirate Realty Belhaven - Allen Tate , 252-612-8800. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

Year Built

1910

County

Beaufort

Neighborhood

Not In Subdivision

School District

Beaufort

Listing ID

100580642

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer, Refrigerator, Dryer, Disposal, Dishwasher, Gas Range
Air Cond:Central Air
Fireplaces:Gas Log
Floor:LVT/LVP,Hardwood
Basement:Crawl Space
Other:
  • Additional:Entrance Foyer, Kitchen Island, Pantry, Blinds/Shades, Built-in Features, Gas Log
Water:Public

Exterior Features

Lot:Front Yard,Fencing: Partial,Fencing: Front Yard
Lot Dimensions:50 x 195 x 15 x 50 x 65 x 245
Garage Capacity:0
Zoning:Residential
Roof:Architectural Shingle
Parking Features:Covered,Detached,On Site,Paved
Principal Interest
$2,203
Taxes
$274

Home Price

$430,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,202.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,202.67 $274.13 $0.00 $2,476.79
Yearly $26,432.04 $3,289.50 $0.00 $29,721.54
Total $792,961.09 $98,685.00 $0.00 $891,646.09

Today's Rates

30 Year

6.63%

20 Year

6.47%

15 Year

5.9%

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Market insight data is pulled from the same city as the listing being viewed (Belhaven, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-25T20:46:39.000Z

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