Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

39456 U.S. Highway 264, Belhaven, NC 27810

House Description

WELCOME TO YOUR PRIVATE WATERFRONT RETREAT in the Ponzer community of Hyde County NC. This 2-BR 2-BA raised home w/ a spacious loft consists of 26.22 AC & offers the perfect blend of comfort, functionality, & outdoor lifestyle. Inside you'll love the warm, rustic feel created by wood walls & open-concept layout. The large primary BR easily accommodates a king bed w/ additional furnishings & features a large closet & en-suite bath with shower. The 2nd BR is ideal for a queen or bunk beds. A standout feature is the awesome loft space with plenty of headroom-perfect for additional sleeping, an office, or flex space to fit your needs. The sunroom is a true highlight, featuring tongue-&-groove walls and ceiling, and lined w/ windows on 3 sides to capture panoramic views & abundant natural light. Step outside to a large deck, ideal for relaxing after a day on the water or entertaining family & friends. The property is situated on a protected canal w/ direct access to big water, making it a dream location for boating, fishing & enjoying the outdoors. The acreage includes 2 parcels: a .88 ac homesite & additional 21.26 ac tract extending to the creek, primarily consisting of marsh & wetlands that offer privacy & natural beauty. Storage & workspace are unmatched with a 30x40 metal building featuring 2 bays & a large storage area, plus an additional 30x60 metal building w/ 4 bays-perfect for equipment, hobbies, or even creating an outdoor kitchen or gathering space. Attached to the 30x40 building is a 15x30 enclosed chicken coop, previously home to over 50 chickens, offering nesting boxes & ample space for poultry or the flexibility to suit your needs. Gardeners will appreciate the fenced-in garden area along with an established herb garden that returns each year. Located in Hyde Co. this property puts you right in the heart of 1 of Eastern NC's best-kept secrets for outdoor recreation. Known for its vast stretches of undeveloped land, scenic waterways, & proximity to the Pamlico Sound, Hyde Co. is a haven for sportsman & nature lovers alike. The area offers exceptional hunting opportunities for deer, bear, & waterfowl, along w/ some of the best fishing on the East Coast- whether inshore, offshore, or right from your backyard. Boating, kayaking, & exploring the surrounding creeks & rivers are part of everyday life here, making it the perfect location for anyone looking to enjoy the outdoors year-round. If you've been searching for a peaceful waterfront property with room to spread out and endless possibilities, this one checks all the boxes.

Highlights

Listed by Ashley Webb , 252-945-5120 and Sonya Jordan Selby , 252-945-6917 Rich Company-Bath Branch , 252-923-7424. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

26.22

Year Built

2019

County

Hyde

Neighborhood

Not In Subdivision

Listing ID

100571327

Questions about this listing?

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Payment Breakdown

Principal Interest

$2,056

Taxes

$254

Home Price

$399,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,056.13

Principal

Taxes