Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

179 Stephen Way, Belhaven, NC 27810

House Description

Stunning waterfront retreat on tranquil Banjo Creek with direct access to the Pungo River, Pamlico Sound and Inland Coastal Waterways -- perfect for boating and premier fishing. Custom-built with meticulous craftsmanship, this home offers 3 large bedrooms plus an office (easily a 4th bedroom), a spacious bonus room, and 2.5 baths. Open-plan living at its best with a huge great room and fireplace facing the water, primary suite opening to the back deck, screened porch for outdoor living, and expansive side and rear decks overlooking the water. Property includes 2 boatlifts (one covered) and a separate insulated, air-conditioned garage/workshop with wood-burning stove. Whole house generator. Set on 1.78 acres of beautiful landscaping for privacy in a peaceful country setting & out of the flood zone; just minutes to historic Belhaven and Bath -- boat to nearby restaurants and entertainment. Don't miss this turnkey waterfront haven.

Highlights

Listed by Rachel Everett , 252-947-2064 Beaufort Breeze Real Estate , 252-947-2064. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.78

HOA Fee

1000 Annually

Year Built

2005

County

Beaufort

Neighborhood

Banjo Creek Estates

School District

Beaufort

Listing ID

100567379

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Trash Compactor, Gas Cooktop, Down Draft, Built-In Microwave, Built-In Electric Oven, Water Softener, Double Oven, Dishwasher, Convection Oven, Generator, Generator

Air Cond:Central Air,Zoned,Ceiling Fan(s)2,Multi Units

Fireplaces:Gas Log

Floor:Carpet,Ceramic Tile

Basement:Crawl Space2

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Whole-Home Generator,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:County Water

Exterior Features

Lot:Open Lot,Dead End,Level,Wetlands,Boat Slip,Boat Dock,Boat Lift,Deeded Water Access,Deeded Water Rights,Deeded Waterfront,Navigable Water,Pier,Salt Marsh,Water Access Comm,Landscaped,Secluded,Fencing: None,Outside City Limits

Lot Dimensions:210x425x234x341

Garage Capacity:4

Zoning:SFR

Roof:Architectural Shingle

Others:Thermal Doors

Parking Features:Workshop in Garage,Secured,Garage Faces Side,Attached,Detached,Additional Parking,Concrete,Garage Door Opener,Lighted,Off Street,On Site,Paved,Garage6,Storage4

Payment Calculator

Payment Breakdown

Principal Interest

$6,081

Taxes

$752

HOA

$1,000

Home Price

$1,180,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$236,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,080.78

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,080.78	$752.25	$1,000.00	$7,833.03
Yearly	$72,969.40	$9,027.00	$12,000.00	$93,996.40
Total	$2,189,081.85	$270,810.00	$360,000.00	$2,819,891.85