Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

7640 Crossing Ridge Dr, Belews Creek, NC 27009

House Description

Exceptional custom-built home by CJ Builders located in the sought-after Stoney Point community on Belews Lake. Belews Lake, owned by Duke Energy, spans 3,864 acres and offers boating, swimming and fishing. The great room features custom built-ins and a stunning two-sided fireplace shared with the primary bedroom. Enjoy the light-filled sunroom just off the great room-perfect for relaxing and taking in nature. The chef's kitchen includes a large center island and walk-in pantry. The main-level primary suite offers a spa-like bath with dual vanities, walk-in shower and soaking tub. Upstairs features three spacious bedrooms and a large bonus room ideal for family fun. Stoney Point residents enjoy a gated private marina where property owners may lease a boat slip-just walk across the street to your boat for easy lake access. Fireplace designed for gas logs; propane tank to be supplied by homeowner. Estimated completion July 2026.

Highlights

Listed by Jason Thomas Smith , 336-451-4921 and Tonya L. Gilbert , 336-215-7138 Howard Hanna Allen Tate Summerfield , 336-485-1881. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

0.93

HOA Fee

500

Year Built

2026

County

Forsyth

Neighborhood

Stoney Point

Listing ID

1215054

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Water Heater

Air Cond:Heat Pump

Fireplaces:Gas Log,Great Room

Floor:Carpet,Tile,Wood

Basement:Crawl Space

Other:Great Room,Built-in Features,Ceiling Fan(s),Dead Bolt(s),Freestanding Tub,Kitchen Island,Pantry,Separate Shower,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,411

Taxes

$669

HOA

$500

Home Price

$1,050,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$210,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,410.87

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,410.87	$669.38	$500.00	$6,580.24
Yearly	$64,930.39	$8,032.50	$6,000.00	$78,962.89
Total	$1,947,911.82	$240,975.00	$180,000.00	$2,368,886.82