Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

197 S River Dr, Beaufort, NC 28516

House Description

Waterfront Living at Its Best on the South River. Welcome to your own slice of coastal paradise in beautiful Beaufort. This Charming 2-bedroom, 2-bath Waterfront home offers breathtaking, unobstructed views of the South River--visible from nearly every room. Start your mornings watching the sunrise over the S. River, and fishing off your private dock or just sit and watch the dolphins swim by. Spend afternoons boating with direct water access, and unwind in the evenings on the screened-in porch as the sun goes down. Complete with a boat lift with a limit of 10,000lb's and a new bulkhead, this property is truly designed for effortless coastal living. The River runs into the ICW, which is in view of this property! Inside, the home features tile flooring throughout, an open and functional layout, and thoughtful upgrades including a tankless water heater, whole-house water filtration system, and cozy gas logs in the living area. Situated on nearly half an acre, this property offers the perfect balance of privacy and outdoor space, all while being just a short drive from Beaufort's Charming Waterfront shops, and dining. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this waterfront gem delivers the lifestyle you've been dreaming of.

Highlights

Listed by Cindy Owenby , 336-963-7797 Realty One Group Affinity , 910-333-1123. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.43

Year Built

1983

County

Carteret

Neighborhood

Sportsman Village

Listing ID

100563565

Questions about this listing?

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Payment Breakdown

Principal Interest

$2,808

Taxes

$347

Home Price

$544,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$108,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,807.98

Principal

Taxes