Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

174 Windy Point Rd, Beaufort, NC 28516

House Description

INCREDIBLE BUYER INCENTIVE! The seller is offering $20,000 for the buyer to use however they choose! Put it toward a price reduction, interest rate buy-down, closing costs, prepaids, or other allowable buyer expenses--the choice is yours! **Wake up to panoramic Intracoastal Waterway views, unwind with spectacular sunsets, and experience the best of coastal living at 174 Windy Point.** Nestled beneath majestic live oaks, this private waterfront retreat offers the perfect combination of breathtaking scenery, modern updates, and exceptional versatility. Natural light pours into the open-concept living spaces, where **new luxury vinyl plank flooring, beautifully refinished hardwoods, and Andersen sliding glass doors** frame incredible water views from nearly every angle. The thoughtfully updated kitchen is designed for gathering, featuring **custom wood countertops, a custom range hood, open shelving, and a spacious triple-door pantry**. The main level offers two guest bedrooms and a beautifully renovated full bath, while upstairs you'll find a luxurious owner's retreat complete with a walk-in closet, spa-inspired bathroom with a Jacuzzi tub and separate shower, and a **private balcony overlooking the Intracoastal Waterway**--the perfect place to enjoy your morning coffee or evening sunsets. An additional flex room is ideal for a home office, nursery, or creative space. The fully finished lower level adds tremendous value with its own **kitchenette, full bath, laundry area, and private entrance**, making it perfect for guests, multigenerational living, or an income-producing Airbnb. (The current owners earned **Superhost** status, making this a fantastic investment opportunity.) Enjoy peace of mind with numerous recent updates, including a **new septic system (2019), whole-house generator (2019), water heater (2026), Andersen sliding doors, new stair carpeting, freshly painted deck, two laundry areas, two-car garage, and custom storage shed.** Even better--**NO HOA and NO city taxes** mean more freedom and lower ownership costs. Whether you're searching for a waterfront forever home, a weekend escape, or a property with proven income potential, opportunities like this are rare. **Stunning views, unmatched privacy, and endless possibilities--174 Windy Point is coastal living at its finest.**

Highlights

Listed by Erica B Anderson , 919-610-5126 Team Anderson Realty , 919-610-5126. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.49

Year Built

1995

County

Carteret

Neighborhood

Not In Subdivision

Listing ID

100579299

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Range, Dryer, Dishwasher, Generator, Generator

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:

Floor:LVT/LVP,Vinyl,Wood

Other:Walk-in Closet(s),High Ceilings,Whole-Home Generator,Kitchen Island,2nd Kitchen,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$3,349

Taxes

$414

Home Price

$649,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$129,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,349.07

Principal

Taxes