Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

101 Madison Bay Dr, Beaufort, NC 28516

House Description

Coastal Living Meets Comfort in Eastman Creek Welcome home to the sought-after Eastman Creek community in Beaufort, North Carolina. Located along North Carolina's beautiful Crystal Coast, this home offers the perfect blend of coastal charm, and a welcoming neighborhood atmosphere. Designed with both everyday living and entertaining in mind, the floor plan features comfortable living areas, fenced in backyard, 2 car garage and vaulted foyer. Whether you're hosting family gatherings or enjoying a quiet evening at home, this property provides the ideal setting for making lasting memories. Eastman Creek is a family-friendly community known for its exceptional amenities, including a community swimming pool, clubhouse, and a scenic day dock perfect for boating, kayaking, paddleboarding, or simply taking in breathtaking sunsets over the water. Residents enjoy a relaxed coastal lifestyle just minutes from Historic Downtown Beaufort, waterfront dining, boutique shopping, area beaches, and some of the finest boating and fishing on the East Coast. If you've been searching for a home that combines coastal beauty, community amenities, and small-town charm, this Eastman Creek gem is ready to welcome you home. Five minutes to downtown Beaufort, 30 minutes to MCAS Cherry point, 45 minutes to OBX ferry. Not to mention just a few minutes from multiple public boat ramps. Call for your private showing today

Highlights

Listed by McCall-Vick Real Estate Team , 252-241-1917 Beaufort Realty , 252-728-5462. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.22

HOA Fee

642.5 Annually

Year Built

2004

County

Carteret

Neighborhood

Eastman Creek

Listing ID

100589693

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Refrigerator, Range, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Wood

Other:Entrance Foyer,Bookcases,Gas Log

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,675

Taxes

$207

HOA

$643

Home Price

$325,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$65,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,674.79

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,674.79	$207.19	$642.50	$2,524.48
Yearly	$20,097.50	$2,486.25	$7,710.00	$30,293.75
Total	$602,925.09	$74,587.50	$231,300.00	$908,812.59