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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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248 Hillcrest Ln , Banner Elk, NC 28604
$915,000
Est. Payment: $4,715.18/mo
4 Bed
4 Bath
3212 Sqft
Status: active | Days on site: 89
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Perched just above the charming town of Banner Elk, this spacious home delivers the best of mountain living — peaceful enough to hear the leaves rustle, yet close enough to hear the music drifting up from the town park on Thursday summer evenings. In winter, skiing at Sugar Mountain and Beech Mountain awaits just 15 minutes away. Year-round, downtown Banner Elk's shops and restaurants are less than half a mile from your door. Arrive to ample parking and take just four easy steps up to the main level — single-level living if desired. The full-length rocking chair front porch sets the tone immediately, welcoming you to the mountains. Step inside to soaring vaulted ceilings and an open-concept living, dining, and kitchen area finished in a white-washed style that brings a fresh, modern feel. The kitchen offers a generous island with breakfast bar seating. There is a comfortable living area and a large dining table to seat everyone. And yes, the home is offered fully furnished, with just a few exceptions. The main level follows a split floorplan. On one side, the spacious primary suite features a bright, beautifully renovated bath and en-suite laundry — plus direct access to the full-length back deck, where views over the town of Banner Elk await. On the other side, two additional bedrooms each open to the front or back deck, and share a well-appointed bath. Every bedroom is genuinely spacious; no one draws the short straw here. The lower level offers tremendous flexibility — a huge living area, a fourth bedroom with seating area, and two full baths give guests or family members a retreat of their own- including a separate entrance from the driveway. On the lower back deck, you’ll find a concrete slab and wiring already in place for a hot tub. The oversized, attached two-car garage opens to this level. The owners have taken exceptional care of the home: a new roof (2019), sanded and stained (2020), new retaining wall and 1,000 gallon propane tank (2020), repaved driveway (2022), new water heaters (2026), a new A/C compressor (2026), and more! No HOA, and the home is on city water and sewer and a city maintained paved road. This home is move-in ready and built to last. Whether you're looking for a full-time mountain home, a vacation retreat, or an income-producing rental property, this home checks every box. When you can't be here — and you'll always wish you could — the rental potential is excellent.

Highlights

Listed by Leslie Eason , 828-484-4811 Keller Williams High Country , 828-386-1086. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.52

Year Built

2000

County

Avery

Neighborhood

None

Listing ID

4375067

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Washer/Dryer
Air Cond:Central Air,Zoned
Fireplaces:Gas,Gas Vented,Living Room,Propane
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:1870
Below Ground Sq Ft:1342
Basement:Finished,Walk-Out Access,Walk-Up Access
Other:Attic Other,Breakfast Bar,Kitchen Island,Open Floorplan,Has Fireplace,Master on Main
Other:City

Exterior Features

Roof:Architectural Shingle
Others:Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$4,715
Taxes
$583

Home Price

$915,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$183,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,715.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,715.18 $583.31 $0.00 $5,298.50
Yearly $56,582.20 $6,999.75 $0.00 $63,581.95
Total $1,697,466.01 $209,992.50 $0.00 $1,907,458.51

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Banner Elk, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:06.000Z

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