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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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549 Clubhouse Dr , Banner Elk, NC 28604
$699,900
Est. Payment: $3,606.73/mo
3 Bed
4 Bath
2826 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 549 Clubhouse Drive, a beautifully renovated mountain retreat tucked inside the desirable Mill Ridge community between Boone, Banner Elk, and Valle Crucis. Thoughtfully updated throughout, this 3-bedroom, 3.5-bath home offers approximately 2,826 square feet across multiple levels with warm mountain character, modern finishes, inviting gathering spaces, and beautiful mountain views. Step inside and you’ll immediately feel the High Country charm — wood accents, hardwood and tile flooring, a dramatic stone fireplace, updated living spaces, and a comfortable layout designed for relaxing, entertaining, and hosting guests. The updated kitchen features quartz countertops, stainless steel appliances, soft-close cabinetry, and a clean modern design that blends nicely with the home’s mountain setting. The flexible multi-level floor plan provides room to spread out, including 4 sleeping areas, updated baths, and a lower-level recreation/game space that adds even more room for guests, entertaining, or relaxing after a day on the slopes or trails. Multiple deck spaces create a natural extension of the home, giving you places to enjoy morning coffee, peaceful wooded surroundings, fresh mountain air, and surrounding views. Additional updates include a newer HVAC system and thoughtful improvements throughout. Located in Mill Ridge, this home offers access to community amenities and a convenient High Country location near Boone, Banner Elk, Valle Crucis, Sugar Mountain, Beech Mountain, the Watauga River, hiking, skiing, dining, shopping, and year-round mountain activities. A renovated mountain home with views, character, flexible living space, and an excellent central location — 549 Clubhouse Drive is ready to be enjoyed.

Highlights

Listed by Mike Roberts , 704-966-9823 Fathom Realty NC LLC , 888-455-6040. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

175 Monthly

Year Built

1984

County

Watauga

Neighborhood

Mill Ridge

Listing ID

4393499

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Electric Oven, Microwave, Refrigerator, Wine Refrigerator
Air Cond:Central Air,Heat Pump
Fireplaces:Family Room,Wood Burning
Floor:Tile,Wood
Above Ground Sq Ft:2328
Below Ground Sq Ft:498
Basement:Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access
Other:Entrance Foyer,Open Floorplan,Pantry,Walk-In Pantry,Has Fireplace
Other:Community Well

Exterior Features

Lot:Private,Sloped,Views
Zoning:R
Roof:Metal
Sewer:Private Sewer,Shared Septic
Parking Features:Driveway
Principal Interest
$3,607
Taxes
$446
HOA
$175

Home Price

$699,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$139,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,606.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,606.73 $446.19 $175.00 $4,227.92
Yearly $43,280.75 $5,354.24 $2,100.00 $50,734.98
Total $1,298,422.36 $160,627.05 $63,000.00 $1,522,049.41

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Banner Elk, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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