Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3 Widgeon Trl, Bald Head Island, NC 28461

House Description

Located on a spacious lot shaded by stunning palm trees in the prestigious Creek Estates community, this recently updated, tastefully furnished island retreat offers the perfect blend of luxury, comfort, and convenience. Featuring 5 bedrooms and 4.5 baths across a beautifully designed main house and attached guest house, this exceptional property is ideally located just minutes from the market, beaches, BHI Club, and ferry. Designed with large or multi-generational families in mind, the home features expansive screened porches connecting the main and guest houses, creating inviting indoor-outdoor living spaces perfect for relaxing in the maritime forest. The main house showcases a reverse floor plan with three spacious bedrooms on the lower level, including a primary suite. Upstairs, the light-filled living area boasts soaring beamed ceilings, a fully equipped gourmet kitchen, adjoining dining area, comfortable living room, and convenient half bath. Step onto the upper deck to enjoy morning coffee, evening drinks or alfresco dining surrounded by natural scenery. The two-story guest house offers exceptional flexibility with one bedroom and full bath on each level. The downstairs alternate primary suite provides a private retreat, while the upstairs bunk room (ideal for children or additional guests) conveniently has its own bathroom. Additional features include two four-seater golf carts with dedicated garage bays, enclosed outdoor shower, laundry room with full-size washer and dryer, and ample storage stocked with bikes and beach gear. An Equity Lifestyle Membership (transferable, refundable) to the BHI Club is available for separate purchase. Recent improvements include remodeled primary bathrooms in main and guest houses 2025, new HVAC in guest house 2026, new refrigerator 2024, new golf cart 2024 (enclosed cab in 2025).

Highlights

Listed by Nicole J Schutt , 412-720-1206 Munroe Properties , 910-471-4433. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.51

HOA Fee

617 Annually

Year Built

2000

County

Brunswick

Neighborhood

BHI (Bald Head Island)

School District

Brunswick County Schools

Listing ID

100576098

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$8,735

Taxes

$1,081

HOA

$617

Home Price

$1,695,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$339,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$8,734.68

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$8,734.68	$1,080.56	$617.00	$10,432.25
Yearly	$104,816.21	$12,966.75	$7,404.00	$125,186.96
Total	$3,144,486.22	$389,002.50	$222,120.00	$3,755,608.72