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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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656 Water St , Bakersville, NC 28705
$430,000
Est. Payment: $2,215.88/mo
2 Bed
2 Bath
1380 Sqft
Status: active | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This beautiful move-in ready stick-built conversion home is situated in the Blue Ridge mountains of Bakersville, North Carolina. The lawn and driveway are terraced with rockwork gathered from the nearby mountain. The windows, doors, and siding are replaced with conventional housing components and a metal roof has been added. A dining room, walk-in closet and flex room with exterior door (450sf) has been added. The wrap-around 6’ wide porch is covered. A 16x24 workshop has siding and roof to match the house. The manufactured home core was built in the 1980s and the conversion was done in 1993. The second home (664 Water Street) was stick-built in 1917. The 1190 sf dwelling has 2 bedrooms, 2 bathrooms, dining room, den and a walk-in closet. The porch in the front is covered and the side porch is open. The HVAC was installed in 2023. This home is in good condition but needs some repairs. This is ideal for rental income, multigenerational living, a guest cottage, or an arts and crafts workplace. A water well is shared between the two dwellings. A 12’ right-of-way for the driveway will be added as part of the sale.

Highlights

Listed by John Grindstaff , 828-612-8547 West Norman Real Estate , 704-483-6288. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.99

Year Built

1993

County

Mitchell

Neighborhood

None

Listing ID

4385789

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Exhaust Hood, Refrigerator
Air Cond:Heat Pump
Fireplaces:
Floor:Carpet,Laminate,Vinyl
Above Ground Sq Ft:1380
Below Ground Sq Ft:0
Other:Walk-In Closet(s)
Other:Well

Exterior Features

Lot:Cleared,Creek/Stream
Roof:Metal
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$2,216
Taxes
$274

Home Price

$430,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,215.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,215.88 $274.13 $0.00 $2,490.00
Yearly $26,590.54 $3,289.50 $0.00 $29,880.04
Total $797,716.27 $98,685.00 $0.00 $896,401.27

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Bakersville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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