Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5455 Finch Rd, Bailey, NC 27807

House Description

$7.500 IN SELLER PAID CLOSING COSTS! Welcome to the Grace floor plan - a 3-bedroom, 2-bath new construction home with 1,936 sf of living space on a large 1.52 acre lot in rural Nash county. Property highlights include a living area with ship lap trey ceiling and wood beams, custom built-in shelves with lower cabinets, and a gas log fireplace. Enjoy custom white cabinets with shaker slow close doors & drawers in your kitchen, granite countertops, large island and stainless steel appliances. Luxury vinyl plank flooring in common areas and carpeted bedrooms. Primary bedroom with trey ceiling and a primary bath with walk-in ceramic tile shower, double-vanity with quartz countertops, and a large walk-in closet with wood shelving. Two additional bedrooms on the main floor with a hall bath that features a fiberglass tub/shower combo with quartz single-vanity. Second floor carpeted Bonus room perfect for a home gym, office space, or play room. Custom built-in mud bench and shelving located at 2-car garage entrance for an easy drop zone area. Covered rear porch with ceiling fan and plenty of yard space to make your own. Minutes away from local town conveniences and an easy commute to Raleigh, Rocky Mount or Wilson. Estimated completion July. Preferred lender incentives available to help make this your forever home today!

Highlights

Listed by Jeff Stone , 252-235-7003 and Kay Mitchell , 252-908-0722 Stone Auction & Realty , 252-235-2200. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.52

Year Built

2026

County

Nash

Neighborhood

Sandy Field Ph II

Listing ID

100571846

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet

Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,009

Taxes

$249

Home Price

$389,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$77,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,009.23

Principal

Taxes