Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

664 Seashore Dr, Atlantic, NC 28511

House Description

Charming and spacious home on .6 acres. Walking distance to public water access. Home was originally built between 1890-1910?? The home had major improvements and was added onto between 1998-2000. New roof shingles in 2025. Home has been well maintained. It offers 2Br's upstairs with a large full bath. Charming and practical floor plan. Beautiful old Hardwood floors. Mini Split units have replaced heat pumps. Large kitchen open to the dining area that is open to the living room. Large front foyer. Staircase offers shorter risers for easier climbing. Large open landing on 2nd floor. Two fireplaces downstairs (gas logs). There is an enclosed breezeway between the main house and the large 2 car garage. The garage hosts a staircase up to a finished room over the garage with space heat , a window A/C unit and a half bath. It was built as a craft room/art studio but the possibilities are endless. There is a large rear deck that does offer some water views. there is also an older detached single car garage, and a nice fenced in back yard. Easy to show.

Highlights

Listed by Penny E Smith , 252-241-6985 Realty World First Coast Rlty , 252-247-0077. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.58

Year Built

1910

County

Carteret

Neighborhood

Not In Subdivision

Listing ID

100550021

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Gas Cooktop, Electric Oven, Washer, Refrigerator, Dryer, Dishwasher, Cooktop, Generator, Generator

Air Cond:Whole House Fan,Ceiling Fan(s),Multi Units

Fireplaces:Gas Log

Floor:Laminate,Vinyl,Wood

Other:Whole-Home Generator,Bookcases,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Gas Log,Whole House Fan

Other:Well

Exterior Features

Lot:Open Lot,Corner Lot,Third Row,Fencing: Chain Link,Fencing: Back Yard,Outside City Limits

Lot Dimensions:153' X 170'X 166' X23'x 170

Garage Capacity:3

Zoning:none

Roof:Shingle

Others:Thermal Doors

Parking Features:Attached,Detached,Paved,Unpaved,Garage,Parking Pad,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,108

Taxes

$261

Home Price

$409,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$81,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,107.66

Principal

Taxes