Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

8036 Sterling Oak Dr NW, Ash, NC 28420

House Description

Spec Home READY NOW! Nestled in a peaceful setting only minutes to the Carolina coast, Sterling Oaks offers the perfect mix of tranquility, convenience and coastal charm. Escape the crowds while staying close to the ocean, shopping, dining, and everyday essentials. With just a short 12-mile drive, you can spend your days at Ocean Isle, Holden Beach, or Sunset Beach—where soft sand and gentle waves await. Enjoy a sunset stroll along the Shallotte Riverwalk or visit the seafood restaurants and shops in Calabash, the ''Seafood Capital of the World.'' The Torrey perfectly balances comfort and practicality. Experience a smart two-story layout featuring a bright, versatile loft space. The open great room seamlessly connects to the kitchen and dining area, keeping your family connected throughout the day. Take advantage of the convenient garage entry for easy organization from the sought-after two-car garage.

Highlights

Listed by Harold Chappell , 910-512-1948 NextHome Cape Fear , 910-256-3528. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

1164 Annually

Year Built

2025

County

Brunswick

Neighborhood

Sterling Oaks

School District

Brunswick County Schools

Listing ID

100535372

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet

Other:Kitchen Island

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$1,467

Taxes

$182

HOA

$1,164

Home Price

$284,760

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$56,952

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,467.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,467.43	$181.53	$1,164.00	$2,812.96
Yearly	$17,609.12	$2,178.41	$13,968.00	$33,755.54
Total	$528,273.68	$65,352.42	$419,040.00	$1,012,666.10