Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2005 Baffins Bay Path, Apex, NC 27523

House Description

**Showing for back up offers. Call with questions.*** You really can have it all. This gorgeous single-family home sits on a quiet cul-de-sac, offering the perfect blend of privacy and convenience in one of Apex's most sought-after locations. With 4 spacious bedrooms plus a dedicated home office, there's room for everyone to spread out. Formal living and dining spaces set the stage for holiday gatherings and special celebrations, while the open-concept kitchen and family room create an easy flow for everyday life — connected, but never crowded. Step outside and the good news continues. The cul-de-sac setting gives kids a safe place to ride bikes and play, and the expansive, private backyard offers room to relax, entertain, or simply enjoy some quiet space of your own. And the location? Unbeatable. You're just moments from Beaver Creek Shopping Center and quick access to Highways 55, 64, and 540 — putting shopping, dining, and easy commutes right at your fingertips. This one truly checks every box. Welcome home.

Highlights

Listed by AnnMarie Janni , 919-389-9782 Howard Hanna Allen Tate Apex-Center Street , 919-389-9782. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.28

HOA Fee

146 Quarterly

Year Built

2000

County

Wake

Neighborhood

Walden Creek

Listing ID

10177885

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Electric Range, Free-Standing Electric Range, Gas Water Heater, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Washer

Air Cond:Central Air,Dual

Fireplaces:Family Room,Gas

Floor:Carpet,Hardwood,Vinyl

Above Ground Sq Ft:2736

Below Ground Sq Ft:0

Other:Bookcases,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,401

Taxes

$471

HOA

$146

Home Price

$660,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$132,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,401.12

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,401.12	$471.27	$146.00	$4,018.39
Yearly	$40,813.39	$5,655.23	$1,752.00	$48,220.62
Total	$1,224,401.71	$169,656.90	$52,560.00	$1,446,618.61