Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4909 Overeasy Dr, Apex, NC 27539

House Description

To be built. Discover the York at The Enclave at Bells Lake by Ryan Homes in Apex, NC. The first floor features an open-concept layout highlighted by a spacious kitchen with a walk-in pantry, stainless-steel appliances, quartz countertops, a large kitchen island, and linen-white cabinetry. A formal dining room adds elegance, making it perfect for hosting dinner parties or enjoying everyday meals. A first-floor bedroom offers the ideal setup for a guest suite, while the versatile flex space can be used as a sitting area, home office, playroom, or whatever best fits your lifestyle. Upstairs, you'll find a luxurious primary suite complete with two walk-in closets, a wide double-vanity bath, linen closet, water closet, and a walk-in shower. Four additional secondary bedrooms provide ample space for everyone. A spacious loft serves as the perfect secondary living area for relaxing or entertaining. Discover this brand-new community ideally positioned between Downtown Apex, Holly Springs, and Fuquay-Varina, offering close proximity to everyday conveniences, dining, and entertainment, making your live-work-play lifestyle effortless. Start your next chapter today.

Highlights

Listed by Daxay Malkan , 919-332-6991 Esteem Properties , 919-332-6991. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

97 Monthly

Year Built

2026

County

Wake

Neighborhood

The Enclave at Bells Lake

Listing ID

10156270

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:3653

Below Ground Sq Ft:0

Other:Entrance Foyer,Kitchen Island,Pantry,Quartz Counters,Recessed Lighting,Smart Thermostat,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,287

Taxes

$407

HOA

$97

Home Price

$637,775

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$127,555

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,286.59

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,286.59	$406.58	$97.00	$3,790.17
Yearly	$39,439.03	$4,878.98	$1,164.00	$45,482.01
Total	$1,183,170.91	$146,369.36	$34,920.00	$1,364,460.28